Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
UNION SAVINGS BANK FOUNDATION INC
 
Number and street (or P.O. box number if mail is not delivered to street address) 226 MAIN STREET
  Room/suite
City or town
DANBURY
State or province
CT
Country  
ZIP or foreign postal code
06810
A Employer identification number

06-1508286
B Telephone number (see instructions)

2038304200
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$14,112,236J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 1,018,663
2 Check .................
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 349,700 349,700  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 714,890
b Gross sales price for all assets on line 6a 2,470,265
7 Capital gain net income (from Part IV, line 2)... 714,890
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 2,083,253 1,064,590  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
10,100 0   10,100
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
11,000 0   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
18,457 0   18,457
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 39,557 0   28,557
25 Contributions, gifts, grants paid....... 790,300 717,625
26 Total expenses and disbursements. Add lines 24 and 25 ................ 829,857 0   746,182
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 1,253,396
b Net investment income (if negative, enter -0-) 1,064,590
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 532,400 509,024 509,024
2 Savings and temporary cash investments.........      
3 Accounts receivable  
Less: allowance for doubtful accounts        
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule).......      
c Investments—corporate bonds (attach schedule)....... 11,733,488 Click to see attachment
List of Attached Documents:
// Content
13,603,212 		13,603,212
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 12,265,888 14,112,236 14,112,236
Liabilities 17 Accounts payable and accrued expenses.......... 166,000 83,000
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22)......... 166,000 83,000
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions........... 12,099,888 14,029,236
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 12,099,888 14,029,236
30 Total liabilities and net assets/fund balances (see instructions). 12,265,888 14,112,236
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
12,099,888
2
Enter amount from Part I, line 27a .....................
2
1,253,396
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
675,952
4
Add lines 1, 2, and 3 ..........................
4
14,029,236
5
Decreases not included in line 2 (itemize)
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
14,029,236
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a SALE OF SECURITIES P    
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 2,470,265   1,755,375 714,890
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       714,890
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 714,890
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 14,798
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 14,798
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 14,798
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 7,280
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 7,280
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment
List of Attached Documents:
// Content
8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 7,518
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax   Refunded 11  
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $ 0(2) On foundation managers.$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
CT
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressN/A
14
The books are in care ofLAURA SZABLAK Telephone no. (203) 830-4200

Located at226 MAIN STDANBURYCT ZIP+406810
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
No
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
LUCIE H VOVES CHAIR
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
MICHELLE KING SECRETARY
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
PAUL H BRUCE TREASURER/TRUSTEE
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
ANTHONY CIRONE JR TRUSTEE (AS OF 03/2025)
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
JENNIFER INGRAM TRUSTEE (AS OF 03/2025)
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
TJ ONEGLIA TRUSTEE (AS OF 03/2025)
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
CHELEN REYES PRESIDENT/TRUSTEE
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
KELLY-ANN CAGIANELLO TRUSTEE
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
JEFF MCDONOUGH TRUSTEE
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
RAY BOA TRUSTEE (ENDED 03/2025)
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
JOHN BRIGHENTI TRUSTEE (ENDED 03/2025)
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
LARRY PEREIRA TRUSTEE (ENDED 03/2025)
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
JASON GINSBERG TRUSTEE (ENDED 03/2025)
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
SUSAN CERTOMA TRUSTEE (ENDED 03/2025)
1.00 		0 0 0
226 MAIN STREET
DANBURY,CT06810
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................0
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
12,330,295
b
Average of monthly cash balances.......................
1b
423,090
c
Fair market value of all other assets (see instructions)................
1c
1,206
d
Total (add lines 1a, 1b, and 1c).......................
1d
12,754,591
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
12,754,591
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
191,319
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
12,563,272
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
628,164
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
628,164
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
14,798
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
14,798
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
613,366
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
613,366
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
613,366
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
746,182
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
746,182
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 613,366
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020......  
b From 2021......  
c From 2022...... 40,974
d From 2023......  
e From 2024...... 42,690
f Total of lines 3a through e ........ 83,664
4Qualifying distributions for 2025 from Part
XI, line 4: $ 746,182
a Applied to 2024, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 613,366
e Remaining amount distributed out of corpus 132,816
5 Excess distributions carryover applied to 2025. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 216,480
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		216,480
10 Analysis of line 9:
a Excess from 2021 ....  
b Excess from 2022 .... 40,974
c Excess from 2023 ....  
d Excess from 2024 .... 42,690
e Excess from 2025 .... 132,816
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
MICHELLE BONVICINI
225 MAIN STREET
DANBURY,CT06810
(203) 830-4200
bThe form in which applications should be submitted and information and materials they should include:
AN EXAMPLE OF THE GRANT APPLICATION IS ATTACHED TO THE 990-PF. THESE APPLICATIONS ARE AVAILABLE AT WWW.UNIONSAVINGS.COM. THEY MAY BE EMAILED TO THE FOUNDATION'S EMAIL ADDRESS OR MAILED TO PO BOX 647 DANBURY CT 06813-0647.
cAny submission deadlines:
JUNE 1ST TO AUGUST 31ST
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
GRANTS ARE RARELY APPROVED FOR : PUBLIC ENTITIES, MUNICIPALITIES, SECTARIAN ORGANIZATIONS, CAPITAL EXPENSES, OR MULT-YEAR REQUESTS. REQUESTS FROM INDIVIDUALS OR FROM ENDOWMENTS ARE ALSO RARELY GRANTED. IN ADDITION, ORGANIZATIONS AWARDED A 2022 GRANT ARE NOT ELIGIBLE TO APPLY IN 2025.
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

AMERICAN CANCER SOCIETY

270 PEACHTREE ST NW SUITE 1300
ATLANTA,GA480822451 		NOT RELATED   EXEMPT PURPOSES 25

ANIMAL WELFARE SOCIETY

46 HOLLAND ROAD
KENNEBUNK,ME04043 		NOT RELATED   EXEMPT PURPOSES 225

ANN'S PLACE INC

80 SAW MILL ROAD
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 25,400

ANSONIA YOUTH CHEER

4 NANCY ROAD
ANSONIA,CT06401 		NOT RELATED   EXEMPT PURPOSES 225

APEX COMMUNITY CARE

30 WEST ST
DANBURY,CT068107842 		NOT RELATED   EXEMPT PURPOSES 75

ASAP

37 ROBINSON AVE
VALLEY STREAM,NY115802907 		NOT RELATED   EXEMPT PURPOSES 18,000

BEDROCK CREDIT AMERICA INC

3 WICKHAMS FANCY
COLLINSVILLE,CT060193220 		NOT RELATED   EXEMPT PURPOSES 4,000

BHCARE

127 WASHINGTON AVENUE THIRD FLOOR W
NORTH HAVEN,CT064731715 		NOT RELATED   EXEMPT PURPOSES 10,000

BOY SCOUT TROOP 29

201 MAIN STREET
FRANKLIN,MA02038 		NOT RELATED   EXEMPT PURPOSES 125

BOYS & GIRLS CLUB OF LOWER NAUGATUCK VALLEY

28 HOWARD AVE
ANSONIA,CT06401 		NOT RELATED   EXEMPT PURPOSES 10,000

BOYS & GIRLS CLUB OF RIDGEFIELD

41 GOVERNOR STREET
RIDGEFIELD,CT06877 		NOT RELATED   EXEMPT PURPOSES 50

BRAVE ENOUGH TO FAIL INC

90 ASPETUCK VLG
NEW MILFORD,CT067765618 		NOT RELATED   EXEMPT PURPOSES 15,000

BRIDGEPORT NEIGHBORHOOD TRUST INC

570 STATE STREET
BRIDGEPORT,CT066044500 		NOT RELATED   EXEMPT PURPOSES 15,100

BRISTOL ADULT RESOURCE CENTER

225 N MAIN ST STE 500
BRISTOL,CT060104984 		NOT RELATED   EXEMPT PURPOSES 4,500

BROOKFIELD EDUCATION FOUNDATION

PO BOX 5047
BROOKFIELD,CT068045047 		NOT RELATED   EXEMPT PURPOSES 75

BUS INDUSTRY FOUNDATION OF WESTERN CT

1 IVES STREET
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 8,000

CAMELLA'S CUPBOARD

50 EAST STREET
NEW MILFORD,CT06776 		NOT RELATED   EXEMPT PURPOSES 5,000

CANDLEWOOD FISHING CAMP

15 PINE ISLAND
NEW FAIRFIELD,CT06812 		NOT RELATED   EXEMPT PURPOSES 2,500

CATHERINE VIOLET HUBBARD ANIMAL SANCTUARY

8 COMMERCE ROAD
NEWTOWN,CT06470 		NOT RELATED   EXEMPT PURPOSES 50

CATHOLIC CHARITIES OF FAIRFIELD COUNTY

238 JEWETT AVE
BRIDGEPORT,CT06606 		NOT RELATED   EXEMPT PURPOSES 10,000

CHILDRENS ADVENTURE CENTER

14 RIVERSIDE RD
SANDY HOOK,CT064821219 		NOT RELATED   EXEMPT PURPOSES 50

CHRIST CHURCH IN ROXBURY

81 WALNUT AVE
BOSTON,MA02119 		NOT RELATED   EXEMPT PURPOSES 5,000

CHURCH OF CHRIST CONGREGATIONAL

1075 MAIN ST
NEWINGTON,CT061112917 		NOT RELATED   EXEMPT PURPOSES 5,000

CJR

801 PULITZER HALL 2950 BROADWAY
NEW YORK,NY10027 		NOT RELATED   EXEMPT PURPOSES 10,000

CONNECTICUT INSTITUTE FOR COMMUNITIES

120 MAIN ST
DANBURY,CT068107834 		NOT RELATED   EXEMPT PURPOSES 25

CONNECTICUT SYMPHONIC WINDS

645 KING ST
STRATFORD,CT066144919 		NOT RELATED   EXEMPT PURPOSES 250

CONNOR SHEEHAN FUND

PO BOX 105
REDDING,CT068960105 		NOT RELATED   EXEMPT PURPOSES 225

CUB SCOUT PACK 31

56 FLORENCE STREET
MARLBORO,MA01752 		NOT RELATED   EXEMPT PURPOSES 125

DAILY BREAD FOOD PANTRY

25 WEST ST
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 5,000

DANA FABER CANCER INSTITUTE

450 BROOKLINE AVE
BOSTON,MA02215 		NOT RELATED   EXEMPT PURPOSES 25

DANBURY ANIMAL WELFARE SOCIETY

147 GRASSY PLAIN STREET
BETHEL,CT06801 		NOT RELATED   EXEMPT PURPOSES 125

DANBURY GRASSROOTS ACADEMY

196 MAIN STREET
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 15,500

DANBURY HOSPITAL FOUNDATION

24 HOSPITAL AVENUE
DANBURY,CT068106099 		NOT RELATED   EXEMPT PURPOSES 11,000

DANBURY MUSIC CENTRE INC

256 MAIN STREET
DANBURY,CT068106635 		NOT RELATED   EXEMPT PURPOSES 5,000

DANBURY OLD TIMERS'

PO BOX 1113
DANBURY,CT06813 		NOT RELATED   EXEMPT PURPOSES 3,000

DANBURY STUDENT AND BUSINESS CONNECTION

63 BEAVER BROOK ROAD
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 25,200

DANBURY VITA

152 DEER HILL AVE
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 75

DANBURY WAR MEMORIAL

1 MEMORIAL DRIVE
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 25

DANBURY YOUTH BASEBALL

3 MEMORIAL DR
DANBURY,CT068108005 		NOT RELATED   EXEMPT PURPOSES 250

DANBURY YOUTH SERVICES INC

91 WEST STREET
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 15,125

EDITH WHEELER MEMORIAL LIBRARY

733 MONROE TURNPIKE
MONROE,CT06468 		NOT RELATED   EXEMPT PURPOSES 1,000

EDUCATED CANINES ASSISTING WITH DISABILITIES

149 NEWFIELD ROAD
WINSTED,CT06098 		NOT RELATED   EXEMPT PURPOSES 25

FAMILIES NETWORK OF WESTERN CT INC

5 LIBRARY PLACE
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 20,175

FAMILY & CHILDREN'S AID

75 WEST STREET
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 10,150

FILLING IN THE BLANKS

346 MAIN AVE STE 3A
NORWALK,CT068511591 		NOT RELATED   EXEMPT PURPOSES 5,000

FISH OF NW CT

332 SOUTH MAIN STREE
TORRINGTON,CT06790 		NOT RELATED   EXEMPT PURPOSES 5,000

FIVE DUCKS FOUNDATION

7132 AVALON VALLEY DRIVE
DANBURY,CT068104069 		NOT RELATED   EXEMPT PURPOSES 4,000

FLANDERS NATURE CENTER & LAND TRUST

5 CHURCH HILL ROAD
WOODBURY,CT06798 		NOT RELATED   EXEMPT PURPOSES 7,500

FRIEND OF BROOKFIELD SENIOR CENTER

100 POCONO RD
BROOKFIELD,CT06804 		NOT RELATED   EXEMPT PURPOSES 5,000

FRIENDS OF THE ROXBURY LIBRARY INC

23 SOUTH STREET
ROXBURY,CT06783 		NOT RELATED   EXEMPT PURPOSES 2,000

GOSHEN CENTER SCHOOL

50 NORTH ST
GOSHEN,CT06756 		NOT RELATED   EXEMPT PURPOSES 8,000

HALL NEIGHBORHOOD HOUSE INC

52 GEORGE PIPKIN WAY
BRIDGEPORT,CT06608 		NOT RELATED   EXEMPT PURPOSES 5,000

HEALING MEALS COMMUNITY PROJECT

140 NOD RD
WEATOGUE,CT06089 		NOT RELATED   EXEMPT PURPOSES 7,500

HILLSIDE FOOD OUTREACH

2 WESTCHESTER PLAZA
ELMSFORD,NY10523 		NOT RELATED   EXEMPT PURPOSES 2,600

HOPALONG HOLLOW

HOPALONG HOLLOW INC
NORWALK,CT06855 		NOT RELATED   EXEMPT PURPOSES 125

HOUSATONIC HABITAT FOR HUMANITY

162 WHISCONIER RD
BROOKFIELD,CT06804 		NOT RELATED   EXEMPT PURPOSES 15,100

HOUSATONIC RESOURCES RECOVERY AUTHORITY

162 WHISCONIER RD
BROOKFIELD,CT06804 		NOT RELATED   EXEMPT PURPOSES 3,500

JANE DOE NO MORE

203 CHURCH STREET
NAUGATUCK,CT06770 		NOT RELATED   EXEMPT PURPOSES 7,000

JERICHO PARTNERSHIP

13 ROSE STREET
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 10,175

JUNIOR ACHIEVEMENT OF GREATER FAIRFIELD COUNTY

835 MAIN STREET
BRIDGEPORT,CT06604 		NOT RELATED   EXEMPT PURPOSES 25,225

KIDSPLAY CHILDREN'S MUSEUM INC

61 MAIN STREET
TORRINGTON,CT06790 		NOT RELATED   EXEMPT PURPOSES 12,500

KIND WORKS

32 STONY HILL ROAD SUITE E
BETHEL,CT06810 		NOT RELATED   EXEMPT PURPOSES 950

KIWANIS CLUB OF DANBURY INC

POST OFFICE BOX 372
DANBURY,CT068130372 		NOT RELATED   EXEMPT PURPOSES 125

KNIGHTS OF COLUMBUS

1929 S 2300 E
SALT LAKE CITY,UT841080000 		NOT RELATED   EXEMPT PURPOSES 75

LARC

19043 WENTWORTH AVENUE
LANSING,IL60438 		NOT RELATED   EXEMPT PURPOSES 150

LATINO SCHOLARSHIP FUND

PO BOX 3355
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 2,500

LEAGUE OF WOMEN VOTERS OF NORTHERN FAIRFIELD COUNTY

1233 20TH ST NW
WASHINGTON,DC20036 		NOT RELATED   EXEMPT PURPOSES 100

LEBANON AMERICAN CLUB

22 WEST ST
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 500

LIFE HEALTH AND WELLNESS CENTER

195 N MAIN ST
ANSONIA,CT064011657 		NOT RELATED   EXEMPT PURPOSES 3,000

LIFEBRIDGE COMMUNITY SERVICES

475 CLINTON AVE
BRIDGEPORT,CT066051700 		NOT RELATED   EXEMPT PURPOSES 5,000

LITERACY VOLUNTEERS ON THE GREEN

7 WHITTLESEY AVENUE PO BOX 366
NEW MILFORD,CT06776 		NOT RELATED   EXEMPT PURPOSES 5,000

LVA SCHOOL INC

270 MAIN ST
DANBURY,CT068106636 		NOT RELATED   EXEMPT PURPOSES 10,000

MALTA HOUSE

139A W ROCKS RD
NORWALK,CT068512216 		NOT RELATED   EXEMPT PURPOSES 5,000

MARIA SEYMOUR BROOKER MEMORIAL

157 LITCHFIELD ST
TORRINGTON,CT06790 		NOT RELATED   EXEMPT PURPOSES 2,500

MCCALL CENTER FOR BEHAVIORAL HEALTH NETWORK

58 HIGH ST
TORRINGTON,CT06790 		NOT RELATED   EXEMPT PURPOSES 6,500

MERCY LEARNING CENTER

637 PARK AVENUE
BRIDGEPORT,CT06604 		NOT RELATED   EXEMPT PURPOSES 5,000

MILLER FARMS CARES

308 ARCH RD
AVON,CT060014210 		NOT RELATED   EXEMPT PURPOSES 2,500

MISHKAN DAY CAMP

77 MT PLEASANT DRIVE
TRUMBULL,CT06611 		NOT RELATED   EXEMPT PURPOSES 1,400

MONROE FOOD PANTRY

101 S WASHINGTON ST
MONROE CITY,MO634561641 		NOT RELATED   EXEMPT PURPOSES 5,000

MONROE WOMEN'S CLUB

925 16TH AVE
MONROE,WI53566 		NOT RELATED   EXEMPT PURPOSES 25

MUSEUM OF DARIEN

45 OLD KINGS HIGHWAY
NORTH DARIEN,CT06820 		NOT RELATED   EXEMPT PURPOSES 50

MVPSOS FOUNDATION INC

9 FOX RUN
NEW MILFORD,CT06776 		NOT RELATED   EXEMPT PURPOSES 5,000

NAUGATUCK VALLEY SOUP KITCHEN

PO BOX 1866
NAUGATUCK,CT067708602 		NOT RELATED   EXEMPT PURPOSES 50

NEW FAIRFIELD -SHERMAN ANIMAL WELFARE SOCIETY

223 CT-37
NEW FAIRFIELD,CT06812 		NOT RELATED   EXEMPT PURPOSES 200

NEW MILFORD FOOD BANK

2 PICKET DISTRICT ROAD
NEW MILFORD,CT06776 		NOT RELATED   EXEMPT PURPOSES 175

NEW MILFORD YOUTH BASEBALL & SOFTBALL

PO BOX 201
NEW MILFORD,CT06776 		NOT RELATED   EXEMPT PURPOSES 325

NEWTOWN COMMUNITY CENTER

3 PRIMROSE ST
NEWTOWN,CT064705307 		NOT RELATED   EXEMPT PURPOSES 5,000

NEWTOWN HOUSING FOR THE ELDERLY

3 NUNNAWAUK MDWS
NEWTOWN,CT064705303 		NOT RELATED   EXEMPT PURPOSES 50

NEWTOWN YOUTH AND FAMILY SERVICES

15 BERKSHIRE RD
SANDY HOOK,CT064821361 		NOT RELATED   EXEMPT PURPOSES 6,000

NORTH EAST TIMING ORGANIZATION (NETO)

44 DEFOREST RD
LAGRANGEVILLE,NY125406715 		NOT RELATED   EXEMPT PURPOSES 150

NORTHWEST CONSERVATION DISTRICT

1185 NEW LITCHFIELD ST
TORRINGTON,CT06790 		NOT RELATED   EXEMPT PURPOSES 5,000

NORTHWESTERN CONNECTICUT YMCA

259 PROSPECT STREET
TORRINGTON,CT06790 		NOT RELATED   EXEMPT PURPOSES 10,000

NORWALK HOUSING FOUNDATION

24 MONROE STREET
NORWALK,CT06854 		NOT RELATED   EXEMPT PURPOSES 10,000

OLIVER WOLCOTT LIBRARY

160 SOUTH ST
LITCHFIELD,CT06759 		NOT RELATED   EXEMPT PURPOSES 2,500

OPEN DOORS

4 MERRITT STREET
NORWALK,CT06854 		NOT RELATED   EXEMPT PURPOSES 5,000

OPERATION HOPE

191 PEACHTREE STREET NE 3840
ATLANTA,GA30303 		NOT RELATED   EXEMPT PURPOSES 5,050

PERSON TO PERSON

1864 POST RD
DARIEN,CT068205802 		NOT RELATED   EXEMPT PURPOSES 5,000

PET PROTECTORS CT

2490 BLACK ROCK TURNPIKE 453
FAIRFIELD,CT068252400 		NOT RELATED   EXEMPT PURPOSES 50

PRATT NATURE CENTER

163 PAPER MILL ROAD
NEW MILFORD,CT06776 		NOT RELATED   EXEMPT PURPOSES 7,650

PUTNAM HUMANE SOCIETY

PO BOX 297
CARMEL,NY105120297 		NOT RELATED   EXEMPT PURPOSES 25

REACH OF WESTERN CT

117 OLD STATE ROAD
BROOKFIELD,CT06804 		NOT RELATED   EXEMPT PURPOSES 18,050

REAL FOOD CT

171 HUNTINGTOWN ROAD
NEWTOWN,CT06470 		NOT RELATED   EXEMPT PURPOSES 1,000

ROAD TO HOME AT AMOS HOUSE

34 ROCKY GLEN ROAD
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 150

ROBOTICS AND BEYOND

37 MAIN ST UNIT 607
NEW MILFORD,CT067767725 		NOT RELATED   EXEMPT PURPOSES 25

ROXBURY SCHOLARSHIP FOUNDATION

PO BOX 106
ROXBURY,CT067830106 		NOT RELATED   EXEMPT PURPOSES 1,000

RVNAHEALTH

27 GOVERNOR ST
RIDGEFIELD,CT06877 		NOT RELATED   EXEMPT PURPOSES 7,500

SAINT JOSEPH PARENTING CENTER

245 SELLECK ST
STAMFORD,CT06902 		NOT RELATED   EXEMPT PURPOSES 15,000

SALISBURY YOUTH HOCKEY

PO BOX 631
LAKEVILLE,CT060390631 		NOT RELATED   EXEMPT PURPOSES 225

SALVATION ARMY OF WATERBURY

74 CENTRAL AVE
WATERBURY,CT06702 		NOT RELATED   EXEMPT PURPOSES 5,000

SCORE ASSOCIATION - FAIRFIELD COUNTY CHAPTER

24 BELDEN AVE 5 STE 5
NORWALK,CT06850 		NOT RELATED   EXEMPT PURPOSES 5,000

SCORE WESTERN CT

24 MAIN STREET
NEW MILFORD,CT06776 		NOT RELATED   EXEMPT PURPOSES 5,000

SECOND CHANCE RESCUE

415 N FRENCH RD
AMHERST,NY142282008 		NOT RELATED   EXEMPT PURPOSES 75

SEYMOUR CARES

115 SILVERMINE RD
SEYMOUR,CT06483 		NOT RELATED   EXEMPT PURPOSES 50

SHELTON LITTLE LEAGUE

418 RIVER ROAD
SHELTON,CT06484 		NOT RELATED   EXEMPT PURPOSES 125

SQUARE UP FOR OTHERS

35 BENHAM AVE
BRIDGEPORT,CT06605 		NOT RELATED   EXEMPT PURPOSES 5,000

ST JUDE CHILDREN'S RESEARCH HOSPITAL

313WASHINGTON STREET
NEWTOWN,MA02458 		NOT RELATED   EXEMPT PURPOSES 400

STEPPING STONES MUSEUM FOR CHILDREN

303 WEST AVE
NORWALK,CT06850 		NOT RELATED   EXEMPT PURPOSES 10,000

SUSAN B ANTHONY PROJECT INC

179 WATER ST 1
TORRINGTON,CT06790 		NOT RELATED   EXEMPT PURPOSES 10,500

THE CENTER FOR EMPOWERMENT AND EDUCATION

2 WEST STREET
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 15,500

THE CENTER FOR FAMILY JUSTICE

989 COMMONWEALTH AVE
BOSTON,MA02215 		NOT RELATED   EXEMPT PURPOSES 10,000

THE CHILD AND FAMILY GUIDANCE CENTER

180 FAIRFIELD AVE
BRIDGEPORT,CT06605 		NOT RELATED   EXEMPT PURPOSES 5,000

THE EXCHANGE CLUB OF DANBURY

PO BOX 763
DANBURY,CT06813 		NOT RELATED   EXEMPT PURPOSES 1,000

THE LAST POST CAT SANCTUARY

95 BELDEN STREET
FALLS VILLAGE,CT06031 		NOT RELATED   EXEMPT PURPOSES 25

THE LITTLE GUILD

285 SHARON-GOSHEN TURNPIKE
WEST CORNWALL,CT06796 		NOT RELATED   EXEMPT PURPOSES 100

THE NEW AMERICAN DREAM FOUNDATION

132 MAIN STREET
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 10,000

THE ROTARY FOUNDATION

1560 SHERMAN AVENUE
EVANSTON,IL602013698 		NOT RELATED   EXEMPT PURPOSES 250

THE SALVATION ARMY

15 FOSTER STREET
DANBURY,CT06813 		NOT RELATED   EXEMPT PURPOSES 5,000

THE TINY MIRACLES FOUNDATION

1540 POST ROAD 2ND FLOOR
DARIEN,CT06820 		NOT RELATED   EXEMPT PURPOSES 10,000

THE WHEELS PROGRAM OF GREATER NM INC

40 MAIN STREET
NEW MILFORD,CT06776 		NOT RELATED   EXEMPT PURPOSES 100

TORRINGTON LIONS CLUB

11 MAIN STREET
TORRINGTON,CT06790 		NOT RELATED   EXEMPT PURPOSES 150

TOWN OF BROOKFIELD FOOD PANTRY

559B FEDERAL ROAD
BROOKFIELD,CT06468 		NOT RELATED   EXEMPT PURPOSES 150

TOWN OF KENT

41 KENT GREEN BLVD
KENT,CT06757 		NOT RELATED   EXEMPT PURPOSES 5,000

TOWN OF LITCHFIELD - SOCIAL SERVICES FOR THEIR BACK TO SCHOOL COLLECTION (F

80 DOYLE ROAD
BANTAM,CT06750 		NOT RELATED   EXEMPT PURPOSES 5,125

TOWN OF MONROE - FOOD PANTRY

980 MONROE TPKE
MONROE,CT06468 		NOT RELATED   EXEMPT PURPOSES 75

TREASURER STATE OF CONNECTICUT

165 CAPITOL AVE
HARTFORD,CT06106 		NOT RELATED   EXEMPT PURPOSES 50

UNITED WAY OF WESTERN CT

301 MAIN STREET SUITE 2-5
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 14,625

UNITED WAY OF NORTHWEST CT

175 PROSPECT ST
TORRINGTON,CT06790 		NOT RELATED   EXEMPT PURPOSES 75

VILLAGE CENTER FOR THE ARTS

12 MAIN STREET
NEW MILFORD,CT06776 		NOT RELATED   EXEMPT PURPOSES 15,125

WALNUT HILL COMMUNITY FOOD PANTRY

156 WALNUT HULL ROAD
BETHEL,CT06801 		NOT RELATED   EXEMPT PURPOSES 5,025

WATERBURY POLICE ACTIVITY LEAGUE

65 DIVISION STREET
WATERBURY,CT06704 		NOT RELATED   EXEMPT PURPOSES 50

WATERWITCH NO 2 VOLUNTEER FIRE COMPANY

8 PROSPECT HILL ROAD
NEW MILFORD,CT06776 		NOT RELATED   EXEMPT PURPOSES 25

WCSU

181 WHITE STREET
DANBURY,CT06810 		NOT RELATED   EXEMPT PURPOSES 7,500

WOMEN'S BUSINESS DEVELOPMENT COUNCIL

422 SUMMER ST
STAMFORD,CT06901 		NOT RELATED   EXEMPT PURPOSES 15,000

WOODBURY LIONS CLUB FOUNDATION

281 MAIN STREET SOUTH
WOODBURY,CT06798 		NOT RELATED   EXEMPT PURPOSES 25

ALZHEIMER'S ASSOCIATION

225 N MICHIGAN AVE FLOOR 17
CHICAGO,IL60601 		NOTE RELATED   EXEMPT PURPOSES 25
Total ................................. 3a 717,625
bApproved for future payment
Total ................................. 3b 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 349,700  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 714,890  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 1,064,590 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
1,064,590
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
UNION SAVINGS BANK FOUNDATION INC
 
Employer identification number

06-1508286
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
UNION SAVINGS BANK FOUNDATION INC
  		Employer identification number
06-1508286
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
UNION SAVINGS BANK
 
PO BOX 647
 
DANBURY, CT06813

$ 1,018,663


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
UNION SAVINGS BANK FOUNDATION INC
  		Employer identification number

06-1508286
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
UNION SAVINGS BANK FOUNDATION INC
  		Employer identification number

06-1508286
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2025 AccountingFeesSchedule
Name:
UNION SAVINGS BANK FOUNDATION INC
EIN:
06-1508286
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
AUDIT FEE 10,100 0   10,100

TY 2025 InvestmentsCorpBondsSchedule
Name:
UNION SAVINGS BANK FOUNDATION INC
EIN:
06-1508286
Name of Bond End of Year Book Value End of Year Fair Market Value
MUTUAL FUNDS 13,603,212 13,603,212

TY 2025 OtherExpensesSchedule
Name:
UNION SAVINGS BANK FOUNDATION INC
EIN:
06-1508286
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
CT FILING FEE 100 0   100
QB SUBSCRIPTION FEE 849 0   849
TEACHER CLOSET SUPPLIES 17,183 0   17,183
CHECK ORDER FEE 325 0   325


TY 2025 OtherIncreasesSchedule
Name:
UNION SAVINGS BANK FOUNDATION INC
EIN:
06-1508286
Description Amount
UNREALIZED GAIN/(LOSS) ON INVESTMENTS 675,952


TY 2025 TaxesSchedule
Name:
UNION SAVINGS BANK FOUNDATION INC
EIN:
06-1508286
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FEDERAL EXCISE TAXES 11,000 0   0