Form990


Department of the TreasuryInternal Revenue Service
Return of Organization Exempt From Income Tax
Under section 501(c), 527, or 4947(a)(1) of the Internal Revenue Code (except private foundations)
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990 for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
A For the 2025 calendar year, or tax year beginning 01-01-2025 , and ending 12-31-2025
BCheck if applicable:
CName of organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
 
Doing business as
 
 
Number and street (or P.O. box if mail is not delivered to street address)
2815 SCOTT AVENUE D
 
Room/suite
City or town, state or province, country, and ZIP or foreign postal code
SAINT LOUIS, MO63103
D Employer identification number

43-0653616
E Telephone number

G Gross receipts $ 87,458,249
F Name and address of principal officer:
TIMOTHY HELM
2815 SCOTT AVENUE D
SAINT LOUIS,MO63103
I
Tax-exempt status: (   ) (insert no.) or
J
Website:
GWRYMCA.ORG
H(a)
Is this a group return for
subordinates?
H(b)
Are all subordinates
included?
If "No," attach a list. See instructions.
H(c)
Group exemption number  
K Form of organization:  
L Year of formation: 1853
M State of legal domicile: MO
Part I
Summary
Activities & Governance 1 Briefly describe the organization’s mission or most significant activities: SEE SCHEDULE O. TO PUT CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT BUILD HEALTHY SPIRIT, MIND AND BODY FOR ALL.
2 Check this box
3 Number of voting members of the governing body (Part VI, line 1a) ........ 3 30
4 Number of independent voting members of the governing body (Part VI, line 1b) ..... 4 30
5 Total number of individuals employed in calendar year 2025 (Part V, line 2a) ...... 5 4,475
6 Total number of volunteers (estimate if necessary) ............. 6 2,908
7a Total unrelated business revenue from Part VIII, column (C), line 12 ........ 7a 111,727
b Net unrelated business taxable income from Form 990-T, Part I, line 11 ......... 7b 107,798
Revenues Prior Year Current Year
8 Contributions and grants (Part VIII, line 1h) ......... 10,384,889 9,330,638
9 Program service revenue (Part VIII, line 2g) ......... 66,425,286 70,693,463
10 Investment income (Part VIII, column (A), lines 3, 4, and 7d ) .... 3,291,807 3,097,532
11 Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e) 1,242,064 923,294
12 Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12) 81,344,046 84,044,927
Expenses; 13 Grants and similar amounts paid (Part IX, column (A), lines 1–3 )... 2,588,549 2,664,841
14 Benefits paid to or for members (Part IX, column (A), line 4)..... 0 0
15 Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10) 48,554,758 50,255,961
16a Professional fundraising fees (Part IX, column (A), line 11e) ..... 87,678 82,350
b Total fundraising expenses (Part IX, column (D), line 25) 2,783,052    
17 Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e).... 29,330,886 30,597,662
18 Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25) 80,561,871 83,600,814
19 Revenue less expenses. Subtract line 18 from line 12....... 782,175 444,113
Net Assets or Fund Balances; Beginning of Current Year End of Year
20 Total assets (Part X, line 16)............. 169,380,262 178,134,364
21 Total liabilities (Part X, line 26)............. 17,350,862 22,756,783
22 Net assets or fund balances. Subtract line 21 from line 20..... 152,029,400 155,377,581
Part II
Signature Block
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than officer) is based on all information of which preparer has any knowledge.
Sign Here
Signature of officer Date
Type or print name and title
Paid Preparer Use Only
Print/Type preparer's name
Preparer's signature
Date
PTIN
Firm's name

Firm's EIN
Firm's address



Phone no.
May the IRS discuss this return with the preparer shown above? See Instructions. ..........
For Paperwork Reduction Act Notice, see the separate instructions.
Cat. No. 11282Y Form 990 (2025)
Form 990 (2025)
Page 2
Part III
Statement of Program Service Accomplishments
Check if Schedule O contains a response or note to any line in this Part III..............
1
Briefly describe the organization’s mission: SEE SCHEDULE O
2
Did the organization undertake any significant program services during the year which were not listed on
the prior Form 990 or 990-EZ? .....................
If "Yes," describe these new services on Schedule O.
3
Did the organization cease conducting, or make significant changes in how it conducts, any program
services? ...........................
If "Yes," describe these changes on Schedule O.
4
Describe the organization’s program service accomplishments for each of its three largest program services, as measured by expenses. Section 501(c)(3) and 501(c)(4) organizations are required to report the amount of grants and allocations to others, the total expenses, and revenue, if any, for each program service reported.
4a (Code:   ) (Expenses $ 36,704,328 including grants of $ 2,106,663 ) (Revenue $ 50,384,911 )
SEE SCHEDULE O
4b (Code:   ) (Expenses $ 28,389,371 including grants of $ 555,371 ) (Revenue $ 19,118,592 )
SEE SCHEDULE O
4c (Code:   ) (Expenses $ 4,529,807 including grants of $ 2,807 ) (Revenue $ 340,546 )
SEE SCHEDULE O
(Code:   ) (Expenses $ 1,379,868 including grants of $   ) (Revenue $ 1,876,757 )
OUR Y IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN. WE BELIEVE ALL KIDS HAVE GREAT POTENTIAL AND DESERVE THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE. THAT'S WHY WE HELP YOUNG PEOPLE CULTIVATE THE VALUES, SKILLS AND RELATIONSHIPS THAT LEAD TO POSITIVE BEHAVIORS, BETTER HEALTH AND EDUCATIONAL ACHIEVEMENT.AS PART OF OUR YOUTH DEVELOPMENT PROGRAMS, THE GATEWAY REGION Y PROVIDES ACADEMIC PROGRAMS TO ENSURE THAT ALL YOUTH GRADUATE FROM HIGH SCHOOL READY FOR THE NEXT STEP IN THEIR LIVES. IN 2025, WE PROVIDED ONE-ON-ONE READING TUTORING TO 136 YOUTH AND ADULTS. PARTICIPATING YOUTH EXPERIENCE A TWO-GRADE LEVEL GROWTH AVERAGE PER YEAR. WE ALSO HAD 1,344 YOUTH PARTICIPATE IN STEAM (SCIENCE, TECHNOLOGY, ENGINEERING, ARTS, MATH) PROGRAMS, ENGAGING IN ACTIVITIES THAT NURTURE THEIR CURIOSITY, INSPIRE CREATIVITY, AND CULTIVATE THE ENGINEERING MINDSET. OUR PROGRAMS ARE LED BY INSTRUCTORS WHO ARE OFTEN WORKING IN STEAM FIELDS. OUR YOUTH AND GOVERNMENT (YAG) PROGRAM PROVIDED 340 STUDENTS THE OPPORTUNITY TO EXPERIENCE THE DEMOCRATIC PROCESS AND DEVELOP THE LEADERSHIP SKILLS NEEDED TO BECOME CITIZENS OF A PARTICIPATORY SOCIETY. NEW IN 2025, ELEVEN HIGH SCHOOL JUNIORS PARTICIPATED IN THE INAUGURAL GATEWAY REGION YMCA JUNIOR LEADERSHIP PROGRAM, AN EXPERIENTIAL LEADERSHIP DEVELOPMENT INITIATIVE MEANT TO TEACH YOUTH IN THE ST. LOUIS METRO AREA WHAT IT MEANS TO BE AN INFORMED, CIVICALLY-ENGAGED LEADER WITHIN THE NON-PROFIT AND PUBLIC SECTORS.OUR Y BELIEVES IN GIVING BACK AND SUPPORTING OUR NEIGHBORS, AND ONE WAY WE DO THAT IS BY PROVIDING HEALTH ACCESS TO AS MANY PEOPLE AS POSSIBLE. THE GATEWAY REGION YMCA MAINTAINS COMMUNITY GARDENS THAT CONTRIBUTE PRODUCE TO THE SURROUNDING AREAS THEY SERVE.LEADING INTO THE THANKSGIVING HOLIDAY, OUR Y COLLECTED 21,458 CANS OF FOOD THAT WERE DONATED TO AREA FOOD BANKS TO HELP THOSE IN NEED. OUR Y BRANCHES ALSO COLLECTED GIFTS FOR MORE THAN 1,000 FAMILIES IN NEED DURING OUR ANGEL TREE COMMUNITY COLLECTION CAMPAIGN.THE GATEWAY REGION YMCA WORLD SERVICE PROGRAM WORKS IN PARTNERSHIP WITH YS IN UKRAINE, BELIZE, BRAZIL, COLOMBIA, AND SOUTH AFRICA. CONTRIBUTIONS GIVEN TO OUR INTERNATIONAL PARTNERS ARE USED TO SUPPORT YOUTH-LED SOCIAL ENTREPRENEURSHIP, HEALTH EDUCATION AND TRAINING, CLIMATE CHANGE ACTION AND OTHER CIVIC ENGAGEMENT INITIATIVES THAT POSITION YOUNG PEOPLE TO LEAD THE CHANGE IN THEIR COMMUNITIES.
4d Other program services (Describe in Schedule O.)
(Expenses $ 1,379,868 including grants of $   ) (Revenue $ 1,876,757 )
4e Total program service expenses71,003,374
Form 990 (2025)
Form 990 (2025)
Page 3
Part IV
Checklist of Required Schedules
Yes
No
1
Is the organization described in section 501(c)(3) or 4947(a)(1) (other than a private foundation)? If "Yes," complete Schedule AClick to see attachment
List of Attached Documents:
// Content
.....................
1
Yes
 
2
Is the organization required to complete Schedule B, Schedule of Contributors? See instructions. Click to see attachment
List of Attached Documents:
// Content
...
2
Yes
 
3
Did the organization engage in direct or indirect political campaign activities on behalf of or in opposition to candidates for public office? If "Yes," complete Schedule C, Part I.............
3
 
No
4
Section 501(c)(3) organizations. Did the organization engage in lobbying activities, or have a section 501(h) election in effect during the tax year? If "Yes," complete Schedule C, Part II.........
4
 
No
5
Is the organization a section 501(c)(4), 501(c)(5), or 501(c)(6) organization that receives membership dues, assessments, or similar amounts as defined in Rev. Proc. 98-19? If "Yes," complete Schedule C, Part III..
5
 
No
6
Did the organization maintain any donor advised funds or any similar funds or accounts for which donors have the right to provide advice on the distribution or investment of amounts in such funds or accounts? If "Yes," complete Schedule D, Part IClick to see attachment
List of Attached Documents:
// Content
.........................
6
 
No
7
Did the organization receive or hold a conservation easement, including easements to preserve open space,
the environment, historic land areas, or historic structures? If "Yes," complete Schedule D, Part IIClick to see attachment
List of Attached Documents:
// Content
....
7
 
No
8
Did the organization maintain collections of works of art, historical treasures, or other similar assets? If "Yes,"
complete Schedule D, Part IIIClick to see attachment
List of Attached Documents:
// Content
..............
8
 
No
9
Did the organization report an amount in Part X, line 21 for escrow or custodial account liability; serve as a custodian for amounts not listed in Part X; or provide credit counseling, debt management, credit repair, or debt negotiation services? If "Yes," complete Schedule D, Part IVClick to see attachment
List of Attached Documents:
// Content
..............
9
Yes
 
10
Did the organization, directly or through a related organization, hold assets in temporarily restricted endowments, permanent endowments, or quasi endowments? If "Yes," complete Schedule D, Part V......
10
Yes
 
11
If the organization’s answer to any of the following questions is "Yes," then complete Schedule D, Parts VI, VII, VIII, IX, or X, as applicable.
a
Did the organization report an amount for land, buildings, and equipment in Part X, line 10? If "Yes," complete
Schedule D, Part VI. Click to see attachment
List of Attached Documents:
// Content
...................
11a
Yes
 
b
Did the organization report an amount for investments—other securities in Part X, line 12 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part VIIClick to see attachment
List of Attached Documents:
// Content
.......
11b
 
No
c
Did the organization report an amount for investments—program related in Part X, line 13 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part VIIIClick to see attachment
List of Attached Documents:
// Content
.......
11c
 
No
d
Did the organization report an amount for other assets in Part X, line 15 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part IXClick to see attachment
List of Attached Documents:
// Content
............
11d
 
No
e
Did the organization report an amount for other liabilities in Part X, line 25? If "Yes," complete Schedule D, Part XClick to see attachment
List of Attached Documents:
// Content
11e
Yes
 
f
Did the organization’s separate or consolidated financial statements for the tax year include a footnote that addresses the organization’s liability for uncertain tax positions under FIN 48 (ASC 740)? If "Yes," complete Schedule D, Part XClick to see attachment
List of Attached Documents:
// Content
11f
 
No
12a
Did the organization obtain separate, independent audited financial statements for the tax year? If "Yes," complete
Schedule D, Parts XI and XIIClick to see attachment
List of Attached Documents:
// Content
......................
12a
 
No
b
Was the organization included in consolidated, independent audited financial statements for the tax year? If "Yes," and if the organization answered "No" to line 12a, then completing Schedule D, Parts XI and XII is optional Click to see attachment
List of Attached Documents:
// Content
12b
Yes
 
13
Is the organization a school described in section 170(b)(1)(A)(ii)? If "Yes," complete Schedule E
13
 
No
14a
Did the organization maintain an office, employees, or agents outside of the United States? .....
14a
 
No
b
Did the organization have aggregate revenues or expenses of more than $10,000 from grantmaking, fundraising, business, investment, and program service activities outside the United States, or aggregate foreign investments valued at $100,000 or more? If "Yes," complete Schedule F, Parts I and IV.........Click to see attachment
List of Attached Documents:
// Content
14b
Yes
 
15
Did the organization report on Part IX, column (A), line 3, more than $5,000 of grants or other assistance to or for any foreign organization? If “Yes,” complete Schedule F, Parts II and IV.....Click to see attachment
List of Attached Documents:
// Content
15
Yes
 
16
Did the organization report on Part IX, column (A), line 3, more than $5,000 of aggregate grants or other assistance to or for foreign individuals? If “Yes,” complete Schedule F, Parts III and IV...Click to see attachment
List of Attached Documents:
// Content
16
 
No
17
Did the organization report a total of more than $15,000 of expenses for professional fundraising services on Part IX, column (A), lines 6 and 11e? If "Yes," complete Schedule G, Part I. See instructions. ....Click to see attachment
List of Attached Documents:
// Content
17
Yes
 
18
Did the organization report more than $15,000 total of fundraising event gross income and contributions on Part VIII, lines 1c and 8a? If "Yes," complete Schedule G, Part II............ Click to see attachment
List of Attached Documents:
// Content
18
Yes
 
19
Did the organization report more than $15,000 of gross income from gaming activities on Part VIII, line 9a? If "Yes," complete Schedule G, Part III...................Click to see attachment
List of Attached Documents:
// Content
19
 
No
20a
Did the organization operate one or more hospital facilities? If "Yes," complete Schedule H....
20a
 
No
b
If "Yes" to line 20a, did the organization attach a copy of its audited financial statements to this return?
20b
 
 
21
Did the organization report more than $5,000 of grants or other assistance to any domestic organization or domestic government on Part IX, column (A), line 1? If “Yes,” complete Schedule I, Parts I and II.....Click to see attachment
List of Attached Documents:
// Content
21
 
No
Form 990 (2025)
Form 990 (2025)
Page 4
Part IV
Checklist of Required Schedules (continued)
Yes
No
22
Did the organization report more than $5,000 of grants or other assistance to or for domestic individuals on Part IX, column (A), line 2? If “Yes,” complete Schedule I, Parts I and III........Click to see attachment
List of Attached Documents:
// Content
22
Yes
 
23
Did the organization answer "Yes" to Part VII, Section A, line 3, 4, or 5, about compensation of the organization’s current and former officers, directors, trustees, key employees, and highest compensated employees? If "Yes," complete Schedule J....................... Click to see attachment
List of Attached Documents:
// Content
23
Yes
 
24a
Did the organization have a tax-exempt bond issue with an outstanding principal amount of more than $100,000 as of the last day of the year, that was issued after December 31, 2002? If “Yes,” answer lines 24b through 24d and complete Schedule K. If “No,” go to line 25a...............Click to see attachment
List of Attached Documents:
// Content
24a
Yes
 
b
Did the organization invest any proceeds of tax-exempt bonds beyond a temporary period exception?...
24b
 
No
c
Did the organization maintain an escrow account other than a refunding escrow at any time during the year
to defease any tax-exempt bonds? ...............
24c
 
No
d
Did the organization act as an "on behalf of" issuer for bonds outstanding at any time during the year?...
24d
 
No
25a
Section 501(c)(3), 501(c)(4), and 501(c)(29) organizations. Did the organization engage in an excess benefit transaction with a disqualified person during the year? If "Yes," complete Schedule L, Part I .... Click to see attachment
List of Attached Documents:
// Content
25a
 
No
b
Is the organization aware that it engaged in an excess benefit transaction with a disqualified person in a prior year, and that the transaction has not been reported on any of the organization’s prior Forms 990 or 990-EZ? If "Yes," complete Schedule L, Part I.......................Click to see attachment
List of Attached Documents:
// Content
25b
 
No
26
Did the organization report any amount on Part X, line 5 or 22 for receivables from or payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons? If "Yes," complete Schedule L, Part IIClick to see attachment
List of Attached Documents:
// Content
...........
26
 
No
27
Did the organization provide a grant or other assistance to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or employee thereof, a grant selection committee member, or to a 35% controlled entity (including an employee thereof) or family member of any of these persons?
If "Yes," complete
Schedule L, Part IIIClick to see attachment
List of Attached Documents:
// Content
.........................
27
 
No
28
Was the organization a party to a business transaction with one of the following parties (see the Schedule L, Part IV instructions for applicable filing thresholds, conditions, and exceptions):
a
A current or former officer, director, trustee, key employee, creator or founder, or substantial contributor? If "Yes," complete Schedule L, Part IV......................Click to see attachment
List of Attached Documents:
// Content
28a
 
No
b
A family member of any individual described in line 28a? If "Yes," complete Schedule L, Part IV.....Click to see attachment
List of Attached Documents:
// Content
28b
Yes
 
c
A 35% controlled entity of one or more individuals and/or organizations described in line 28a or 28b? If "Yes," complete Schedule L, Part IV.....................
28c
Yes
 
29
Did the organization receive more than $25,000 in non-cash contributions? If "Yes," complete Schedule M..Click to see attachment
List of Attached Documents:
// Content
29
Yes
 
30
Did the organization receive contributions of art, historical treasures, or other similar assets, or qualified conservation contributions? If "Yes," complete Schedule M .................Click to see attachment
List of Attached Documents:
// Content
30
 
No
31
Did the organization liquidate, terminate, or dissolve and cease operations? If "Yes," complete Schedule N, Part I
31
 
No
32
Did the organization sell, exchange, dispose of, or transfer more than 25% of its net assets? If "Yes," complete Schedule N, Part II........................
32
 
No
33
Did the organization own 100% of an entity disregarded as separate from the organization under Regulations sections 301.7701-2 and 301.7701-3? If "Yes," complete Schedule R, Part I............
33
 
No
34
Was the organization related to any tax-exempt or taxable entity? If "Yes," complete Schedule R, Part II, III, or IV, and Part V, line 1.........................
34
 
No
35a
Did the organization have a controlled entity within the meaning of section 512(b)(13)?
35a
 
No
b
If ‘Yes’ to line 35a, did the organization receive any payment from or engage in any transaction with a controlled entity within the meaning of section 512(b)(13)? If "Yes," complete Schedule R, Part V, line 2 ...
35b
 
 
36
Section 501(c)(3) organizations. Did the organization make any transfers to an exempt non-charitable related organization? If "Yes," complete Schedule R, Part V, line 2.............
36
 
No
37
Did the organization conduct more than 5% of its activities through an entity that is not a related organization and that is treated as a partnership for federal income tax purposes? If "Yes," complete Schedule R, Part VI
37
 
No
38
Did the organization complete Schedule O and provide explanations on Schedule O for Part VI, lines 11b and 19? Note. All Form 990 filers are required to complete Schedule O. ............
38
Yes
 
Part V
Statements Regarding Other IRS Filings and Tax Compliance
Check if Schedule O contains a response or note to any line in this Part V...........
Yes
No
1a
Enter the number reported in box 3 of Form 1096. Enter -0- if not applicable ..
1a
41
b
Enter the number of Forms W-2G included on line 1a. Enter -0- if not applicable .
1b
0
c
Did the organization comply with backup withholding rules for reportable payments to vendors and reportable gaming (gambling) winnings to prize winners? ..................
1c
Yes
 
Form 990 (2025)
Form 990 (2025)
Page 5
Part V
Statements Regarding Other IRS Filings and Tax Compliance (continued)
2a
Enter the number of employees reported on Form W-3, Transmittal of Wage and
Tax Statements, filed for the calendar year ending with or within the year covered by this return ..................
2a
4,475
b
If at least one is reported on line 2a, did the organization file all required federal employment tax returns?
2b
Yes
 
3a
Did the organization have unrelated business gross income of $1,000 or more during the year?...
3a
Yes
 
b
If “Yes,” has it filed a Form 990-T for this year? If “No” to line 3b, provide an explanation in Schedule O...
3b
Yes
 
4a
At any time during the calendar year, did the organization have an interest in, or a signature or other authority over, a financial account in a foreign country (such as a bank account, securities account, or other financial account)? ..
4a
 
No
b
If "Yes," enter the name of the foreign country:
See instructions for filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR).
5a
Was the organization a party to a prohibited tax shelter transaction at any time during the tax year? ..
5a
 
No
b
Did any taxable party notify the organization that it was or is a party to a prohibited tax shelter transaction?
5b
 
No
c
If "Yes," to line 5a or 5b, did the organization file Form 8886-T? ............
5c
 
 
6a
Does the organization have annual gross receipts that are normally greater than $100,000, and did the organization solicit any contributions that were not tax deductible as charitable contributions? ...
6a
 
No
b
If "Yes," did the organization include with every solicitation an express statement that such contributions or gifts were not tax deductible? ......................
6b
 
 
7
Organizations that may receive deductible contributions under section 170(c).
a
Did the organization receive a payment in excess of $75 made partly as a contribution and partly for goods and services provided to the payor? ....................
7a
Yes
 
b
If "Yes," did the organization notify the donor of the value of the goods or services provided? .....
7b
Yes
 
c
Did the organization sell, exchange, or otherwise dispose of tangible personal property for which it was required to file Form 8282? .........................
7c
 
No
d
If "Yes," indicate the number of Forms 8282 filed during the year ....
7d
 
e
Did the organization receive any funds, directly or indirectly, to pay premiums on a personal benefit contract?
7e
 
No
f
Did the organization, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ..
7f
 
No
g
If the organization received a contribution of qualified intellectual property, did the organization file Form 8899 as required? ......................
7g
 
 
h
If the organization received a contribution of cars, boats, airplanes, or other vehicles, did the organization file a Form 1098-C? ..........................
7h
 
 
8
Sponsoring organizations maintaining donor advised funds. Did a donor advised fund maintained by the sponsoring organization have excess business holdings at any time during the year? ........
8
 
 
9
Sponsoring organizations maintaining donor advised funds.
a
Did the sponsoring organization make any taxable distributions under section 4966?........
9a
 
 
b
Did the sponsoring organization make a distribution to a donor, donor advisor, or related person?...
9b
 
 
10
Section 501(c)(7) organizations. Enter:
a
Initiation fees and capital contributions included on Part VIII, line 12 ...
10a
 
b
Gross receipts, included on Form 990, Part VIII, line 12, for public use of club facilities
10b
 
11
Section 501(c)(12) organizations. Enter:
a
Gross income from members or shareholders .........
11a
 
b
Gross income from other sources. (Do not net amounts due or paid to other sources against amounts due or received from them.) ..........
11b
 
12a
Section 4947(a)(1) non-exempt charitable trusts. Is the organization filing Form 990 in lieu of Form 1041?
12a
 
 
b
If "Yes," enter the amount of tax-exempt interest received or accrued during the year.
12b
 
13
Section 501(c)(29) qualified nonprofit health insurance issuers.
a
Is the organization licensed to issue qualified health plans in more than one state? .........
Note. See the instructions for additional information the organization must report on Schedule O.
13a
 
 
b
Enter the amount of reserves the organization is required to maintain by the states in which the organization is licensed to issue qualified health plans ....
13b
 
c
Enter the amount of reserves on hand ............
13c
 
14a
Did the organization receive any payments for indoor tanning services during the tax year?.....
14a
 
No
b
If "Yes," has it filed a Form 720 to report these payments? If "No," provide an explanation in Schedule O..
14b
 
 
15
Is the organization subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or excess parachute payment(s) during the year? ....................
If "Yes," see the instructions and file Form 4720, Schedule N.
15
 
No
16
Is the organization an educational institution subject to the section 4968 excise tax on net investment income? ..
If "Yes," complete Form 4720, Schedule O.
16
 
No
17
Section 501(c)(21) organizations. Did the trust, or any disqualified or other person engage in any activities that would result in the imposition of an excise tax under section 4951, 4952, or 4953? ..
If "Yes," complete Form 6069.
17
 
 
Form 990 (2025)
Form 990 (2025)
Page 6
Part VI
Governance, Management, and Disclosure. For each "Yes" response to lines 2 through 7b below, and for a "No" response to lines 8a, 8b, or 10b below, describe the circumstances, processes, or changes in Schedule O. See instructions.
Check if Schedule O contains a response or note to any line in this Part VI..............
Section A. Governing Body and Management
Yes
No
1a
Enter the number of voting members of the governing body at the end of the tax year
1a
30
If there are material differences in voting rights among members of the governing body, or if the governing body delegated broad authority to an executive committee or similar committee, explain in Schedule O.
b
Enter the number of voting members included in line 1a, above, who are independent
1b
30
2
Did any officer, director, trustee, or key employee have a family relationship or a business relationship with any other officer, director, trustee, or key employee? .................
2
 
No
3
Did the organization delegate control over management duties customarily performed by or under the direct supervision of officers, directors or trustees, or key employees to a management company or other person? .
3
 
No
4
Did the organization make any significant changes to its governing documents since the prior Form 990 was filed? .
4
 
No
5
Did the organization become aware during the year of a significant diversion of the organization’s assets? .
5
 
No
6
Did the organization have members or stockholders? ................
6
 
No
7a
Did the organization have members, stockholders, or other persons who had the power to elect or appoint one or more members of the governing body? ....................
7a
 
No
b
Are any governance decisions of the organization reserved to (or subject to approval by) members, stockholders, or persons other than the governing body? ...................
7b
 
No
8
Did the organization contemporaneously document the meetings held or written actions undertaken during the year by the following:
a
The governing body? .......................
8a
Yes
 
b
Each committee with authority to act on behalf of the governing body? ............
8b
Yes
 
9
Is there any officer, director, trustee, or key employee listed in Part VII, Section A, who cannot be reached at the organization’s mailing address? If "Yes," provide the names and addresses in Schedule O.......
9
 
No
Section B. Policies (This Section B requests information about policies not required by the Internal Revenue Code.)
Yes
No
10a
Did the organization have local chapters, branches, or affiliates? ............
10a
Yes
 
b
If "Yes," did the organization have written policies and procedures governing the activities of such chapters, affiliates, and branches to ensure their operations are consistent with the organization's exempt purposes?
10b
Yes
 
11a
Has the organization provided a complete copy of this Form 990 to all members of its governing body before filing the form? ............................
11a
Yes
 
b
Describe on Schedule O the process, if any, used by the organization to review this Form 990. .....
12a
Did the organization have a written conflict of interest policy? If "No," go to line 13.......
12a
Yes
 
b
Were officers, directors, or trustees, and key employees required to disclose annually interests that could give rise to conflicts? ..........................
12b
Yes
 
c
Did the organization regularly and consistently monitor and enforce compliance with the policy? If "Yes," describe on Schedule O how this was done...................
12c
Yes
 
13
Did the organization have a written whistleblower policy? ...............
13
Yes
 
14
Did the organization have a written document retention and destruction policy? .........
14
Yes
 
15
Did the process for determining compensation of the following persons include a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision?
a
The organization’s CEO, Executive Director, or top management official ...........
15a
Yes
 
b
Other officers or key employees of the organization ................
15b
Yes
 
If "Yes" to line 15a or 15b, describe the process on Schedule O. See instructions.
16a
Did the organization invest in, contribute assets to, or participate in a joint venture or similar arrangement with a taxable entity during the year? ......................
16a
 
No
b
If "Yes," did the organization follow a written policy or procedure requiring the organization to evaluate its participation in joint venture arrangements under applicable federal tax law, and take steps to safeguard the organization’s exempt status with respect to such arrangements? ............
16b
 
 
Section C. Disclosure
17
List the states with which a copy of this Form 990 is required to be filed
IL
18
Section 6104 requires an organization to make its Form 1023 (1024 or 1024-A, if applicable), 990, and 990-T (section 501(c)(3)s only) available for public inspection. Indicate how you made these available. Check all that apply.
19
Describe in Schedule O whether (and if so, how) the organization made its governing documents, conflict of interest policy, and financial statements available to the public during the tax year.
20
State the name, address, and telephone number of the person who possesses the organization's books and records:
MELISSA LICKERT2815 SCOTT AVENUE SUITE D   ST LOUIS,MO63103 (314) 436-1177
Form 990 (2025)
Form 990 (2025)
Page 7
Part VII
Compensation of Officers, Directors,Trustees, Key Employees, Highest Compensated Employees, and Independent Contractors
Check if Schedule O contains a response or note to any line in this Part VII..............
Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees
1a Complete this table for all persons required to be listed. Report compensation for the calendar year ending with or within the organization’s tax year.
RoundBullet List all of the organization’s current officers, directors, trustees (whether individuals or organizations), regardless of amount
of compensation. Enter -0- in columns (D), (E), and (F) if no compensation was paid.

RoundBullet List all of the organization’s current key employees, if any. See the instructions for definition of "key employee."
RoundBullet List the organization’s five current highest compensated employees (other than an officer, director, trustee or key employee)
who received reportable compensation (box 5 of Form W-2, box 6 of Form 1099-MISC, and/or box 1 of Form 1099-NEC) of more than $100,000 from the organization and any related organizations.

RoundBullet List all of the organization’s former officers, key employees, or highest compensated employees who received more than $100,000
of reportable compensation from the organization and any related organizations.

RoundBullet List all of the organization’s former directors or trustees that received, in the capacity as a former director or trustee of the
organization, more than $10,000 of reportable compensation from the organization and any related organizations.

See the instructions for the order in which to list the persons above.
Check this box if neither the organization nor any related organization compensated any current officer, director, or trustee.
(A)
Name and title 		(B)
Average hours per week (list any hours for related organizations below dotted line) 		(C)
Position (do not check more than one box, unless person is both an officer and a director/trustee) 		(D)
Reportable compensation from the organization (W-2/1099-MISC/1099-NEC) 		(E)
Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC) 		(F)
Estimated amount of other compensation from the organization and related organizations
Individual Trustee or Director; Institutional Trustee; OfficerInd; Key Employee; Highest compensated employee; FormerOfcrDirectorTrusteeInd;
(1) STEVEN HANLEY......................................................................
CHAIR
 1.00
.................
  		X   X       0 0 0
(2) GREG DART......................................................................
VICE CHAIR
 1.00
.................
  		X   X       0 0 0
(3) STEVE RASCHE......................................................................
TREASURER
 1.00
.................
  		X   X       0 0 0
(4) SUZAN MCDANIEL......................................................................
SECRETARY
 1.00
.................
  		X   X       0 0 0
(5) JOE BARNARD......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(6) VINCE BENNETT......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(7) DARREN GEORGE......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(8) MICHAEL GIBBONS......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(9) BRENT JACKSON......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(10) JOSEPH KING JR......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(11) MELISSA LACKEY......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(12) DAVID LAYTON......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(13) MARK D LEEKER......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(14) SUZANNE LYONS......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(15) RODNEY MALONE......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(16) PAMELA MORRIS-THORNTON......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
(17) JENNIFER O'NEAL......................................................................
DIRECTOR
 1.00
.................
  		X           0 0 0
Form 990 (2025)
Form 990 (2025)
Page 8
Part VII
Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees (continued)
(A)
Name and title 		(B)
Average hours per week (list any hours for related organizations below dotted line) 		(C)
Position (do not check more than one box, unless person is both an officer and a director/trustee) 		(D)
Reportable compensation from the organization (W-2/1099-MISC/1099-NEC) 		(E)
Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC) 		(F)
Estimated amount of other compensation from the organization and related organizations
Individual Trustee or Director; Institutional Trustee; OfficerInd; Key Employee; Highest compensated employee; FormerOfcrDirectorTrusteeInd;
(18) JANE OVERALL........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(19) SUSAN RATZ........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(20) DAVE RANDOLPH........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(21) JON ROSENSTENGEL........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(22) KURT M SCHWAGER........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(23) AMY SMITH........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(24) CARY STALNECKER........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(25) DANNA STONE........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(26) JULIE TANG........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(27) JACQUES THRO........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(28) HARDY WASHINGTON JR........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(29) MATTHEW WHITING........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(30) JIM ZECK........................................................................
DIRECTOR
 1.00
.......................   		X           0 0 0
(31) TIMOTHY HELM........................................................................
PRESIDENT & CEO
 45.00
.......................   		    X       505,982 0 74,859
(32) JARED BEARD........................................................................
EXECUTIVE VP & COO
 45.00
.......................   		    X       249,800 0 40,541
(33) JUDITH ABRAMS........................................................................
SR. VP & CFO
 45.00
.......................   		    X       241,693 0 39,827
(34) DEBORAH TALLO........................................................................
SR. VP & CHIEF HUMAN RESOURCES
 45.00
.......................   		    X       236,727 0 36,094
(35) WENDY CORNETT-MARQUITZ........................................................................
SR. VP & CHIEF FINANCIAL DEVELOPMENT OFFICER
 45.00
.......................   		    X       218,208 0 36,051
(36) KEELYN KRILL........................................................................
VP MEMBERSHIP & HEALTHY LIVING
 45.00
.......................   		        X   162,368 0 33,322
(37) MATTHEW THOMPSON........................................................................
DISTRICT VP
 45.00
.......................   		        X   180,024 0 34,743
(38) MATTHEW CLARK........................................................................
DISTRICT VP
 45.00
.......................   		        X   171,561 0 33,874
(39) STEVEN MASTORAKOS........................................................................
VP MARKETING & COMMUNICATIONS
 45.00
.......................   		        X   144,461 0 29,025
(40) KENNETH STRAWBRIDGE........................................................................
DISTRICT VP
 45.00
.......................   		        X   167,677 0 30,954
1b Sub-Total..............
c Total from continuation sheets to Part VII, Section A..
d Total (add lines 1b and 1c)......... 2,278,501 0 389,290
2
Total number of individuals (including but not limited to those listed above) who received more than $100,000 of reportable compensation from the organization 18
Yes
No
3
Did the organization list any former officer, director or trustee, key employee, or highest compensated employee on line 1a? If "Yes," complete Schedule J for such individual ..............
3
 
No
4
For any individual listed on line 1a, is the sum of reportable compensation and other compensation from the organization and related organizations greater than $150,000? If "Yes," complete Schedule J for such
individual...........................
4
Yes
 
5
Did any person listed on line 1a receive or accrue compensation from any unrelated organization or individual for services rendered to the organization? If "Yes," complete Schedule J for such person ........
5
 
No
Section B. Independent Contractors
1
Complete this table for your five highest compensated independent contractors that received more than $100,000 of compensation from the organization. Report compensation for the calendar year ending with or within the organization’s tax year.
(A)
Name and business address 		(B)
Description of services 		(C)
Compensation
MUSICK CONSTRUCTION COMPANY

254 HANLEY INDUSTRIAL CT
ST LOUIS,MO63144 		CONSTRUCTION 5,745,953
CENTIMARK CORPORATION

306 HAZELWOOD LOGISTICS CENTER DR U
HAZELWOOD,MO63042 		CONSTRUCTION 611,184
GENTRY FLOORING

500 CLARK AVEENUE 100
KIRKWOOD,MO63122 		CONSTRUCTION 455,777
HABERBERGER INC

9744 PAULINE PL
ST LOUIS,MO63123 		CONSTRUCTION 285,372
ALLMAIL USA INC

2650 METRO BLVD
MARYLAND HEIGHTS,MO63043 		MARKETING 147,682
2
Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 11
Form 990 (2025)
Form 990 (2025)
Page 9
Part VIII
Statement of Revenue
Check if Schedule O contains a response or note to any line in this Part VIII.............
(A)
Total revenue 		(B)
Related or
exempt
function
revenue 		(C)
Unrelated
business
revenue 		(D)
Revenue
excluded from
tax under sections
512 - 514
Contributions, Gifts, Grants, and OtherAmt Similar Amounts 1a Federated campaigns..1a 1,177,837
b Membership dues..1b  
c Fundraising events..1c 624,127
d Related organizations1d  
e Government grants (contributions)1e 2,490,039
f All other contributions, gifts, grants, and similar amounts not included above1f 5,038,635
g Noncash contributions included in lines 1a - 1f:$ 1g 139,858
h Total. Add lines 1a-1f....... 9,330,638
Program Service RevenueAmt Business Code
2a HEALTHY LIVING 713940 50,284,297 50,284,297    
b YOUTH DEVELOPMENT 624110 19,118,592 19,118,592    
c SOCIAL RESPONSIBILITY 624110 340,546 340,546    
d
e
f All other program service revenue. 950,028 950,028    
g Total. Add lines 2a–2f ..... 70,693,463
OtherAmtRevenueAmt 3 Investment income (including dividends, interest, and othersimilar amounts) ...... 1,221,765     1,221,765
4 Income from investment of tax-exempt bond proceeds        
5 Royalties...........        
(i) Real (ii) Personal
6a Gross rents 6a 157,859  
b Less: rental expenses 6b 137,346  
c Rental income or (loss) 6c 20,513  
d Net rental income or (loss)....... 20,513      
(i) Securities (ii) Other
7a Gross amount from sales of assets other than inventory 7a 3,490,172 1,129,564
b Less: cost or other basis and sales expenses 7b 2,415,356 328,613
c Gain or (loss) 7c 1,074,816 800,951
d Net gain or (loss)......... 1,875,767     1,875,767
8a Gross income from fundraising events (not including $ 624,127of contributions reported on line 1c). See Part IV, line 18 ....
8a 251,432
b Less: direct expenses ... 8b 467,208
c Net income or (loss) from fundraising events.. -215,776   -215,776
9a Gross income from gaming activities.
See Part IV, line 19 ...
9a  
b Less: direct expenses ... 9b  
c Net income or (loss) from gaming activities..        
10a Gross sales of inventory, less
returns and allowances ..
10a 165,413
b Less: cost of goods sold .. 10b 64,799
c Net income or (loss) from sales of inventory.. 100,614 100,614    
OtherRevenueMiscAmt
Business Code
11a MISCELLANEOUS INCOME 624110 926,729 926,729    
b TIMBER SALES 110000 91,214   91,214  
c            
d All other revenue ....        
e Total. Add lines 11a–11d ...... 1,017,943
12 Total revenue. See instructions..... 84,044,927 71,720,806 111,727 2,881,756
Form 990 (2025)
Form 990 (2025)
Page 10
Part IX
Statement of Functional Expenses
Section 501(c)(3) and 501(c)(4) organizations must complete all columns. All other organizations must complete column (A).Check if Schedule O contains a response or note to any line in this Part IX..............
Do not include amounts reported on lines 6b,
7b, 8b, 9b, and 10b of Part VIII. 		(A)
Total expenses 		(B)
Program service expenses 		(C)
Management and general expenses 		(D)
Fundraising
expenses
1 Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21 ....    
2 Grants and other assistance to domestic individuals. See Part IV, line 22 ........... 2,576,341 2,576,341
3 Grants and other assistance to foreign organizations, foreign governments, and foreign individuals. See Part IV, lines 15 and 16. ............. 88,500 88,500
4 Benefits paid to or for members .......    
5 Compensation of current officers, directors, trustees, and key employees ........... 1,679,783 130,669 1,058,489 490,625
6 Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) .........        
7 Other salaries and wages........ 40,589,303 35,123,319 4,031,313 1,434,671
8 Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) .... 2,262,837 2,027,215 196,031 39,591
9 Other employee benefits ....... 2,255,766 1,433,034 662,533 160,199
10 Payroll taxes ........... 3,468,272 2,968,067 393,616 106,589
11 Fees for services (non-employees):        
a Management ...... 2,178,963 1,664,364 514,599  
b Legal ......... 481,249 284,066 197,183  
c Accounting ........... 98,500 9,200 89,300  
d Lobbying ...........        
e Professional fundraising services. See Part IV, line 17 82,350 82,350
f Investment management fees ...... 4,000   4,000  
g Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O) 2,067,274 1,864,552 202,722  
12 Advertising and promotion .... 706,913 64,329 569,161 73,423
13 Office expenses ....... 406,293 259,907 131,332 15,054
14 Information technology ......        
15 Royalties ..        
16 Occupancy ........... 7,143,205 6,678,106 465,099  
17 Travel ............ 494,460 431,228 61,245 1,987
18 Payments of travel or entertainment expenses for any federal, state, or local public officials .        
19 Conferences, conventions, and meetings .... 530,114 263,896 105,293 160,925
20 Interest ........... 194,057 194,057    
21 Payments to affiliates .......        
22 Depreciation, depletion, and amortization .. 6,276,564 6,047,566 228,998  
23 Insurance ... 2,247,814 2,247,814    
24 Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a PROGRAM SUPPLIES 3,986,995 3,748,686 146,012 92,297
b SUBSCRIPTIONS AND DUES 661,350 61,192 560,288 39,870
c EQUIPMENT 183,283 160,995 20,733 1,555
d
e All other expenses 2,936,628 2,676,271 176,441 83,916
25 Total functional expenses. Add lines 1 through 24e 83,600,814 71,003,374 9,814,388 2,783,052
26 Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).        
Form 990 (2025)
Form 990 (2025)
Page 11
Part X
Balance Sheet
Check if Schedule O contains a response or note to any line in this Part IX..............
(A)
Beginning of year 		(B)
End of year
Assets 1 Cash–non-interest-bearing ........ 1,987,926 1 2,686,023
2 Savings and temporary cash investments ......... 11,796,182 2 10,824,005
3 Pledges and grants receivable, net ...... 3,337,566 3 3,202,894
4 Accounts receivable, net ............. 1,468,935 4 1,949,287
5 Loans and other receivables from any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .......
  5  
6 Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), and persons described in section 4958(c)(3)(B) ...
  6  
7 Notes and loans receivable, net ...........   7  
8 Inventories for sale or use ............ 113,476 8 120,392
9 Prepaid expenses and deferred charges ...... 1,001,416 9 1,219,093
10a Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D 10a 193,479,942
b Less: accumulated depreciation 10b 78,341,474 109,801,056 10c 115,138,468
11 Investments—publicly traded securities . 32,155,933 11 35,059,430
12 Investments—other securities. See Part IV, line 11 ..... 448,012 12 475,157
13 Investments—program-related. See Part IV, line 11 .. 5,445,071 13 5,466,006
14 Intangible assets ...............   14  
15 Other assets. See Part IV, line 11 ........... 1,824,689 15 1,993,609
16 Total assets. Add lines 1 through 15 (must equal line 33)... 169,380,262 16 178,134,364
Liabilities 17 Accounts payable and accrued expenses ..... 3,521,686 17 2,662,013
18 Grants payable ...   18  
19 Deferred revenue ......... 2,138,587 19 2,515,534
20 Tax-exempt bond liabilities ......... 5,663,000 20 11,589,000
21 Escrow or custodial account liability. Complete Part IV of Schedule D 244,549 21 248,070
22 Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .........
  22  
23 Secured mortgages and notes payable to unrelated third parties .. 2,591,907 23 958,326
24 Unsecured notes and loans payable to unrelated third parties ..   24  
25 Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17 - 24). Complete Part X of Schedule D 3,191,133 25 4,783,840
26 Total liabilities. Add lines 17 through 25.. 17,350,862 26 22,756,783
Net Assets or Fund Balance Organizations that follow FASB ASC 958, check here and complete lines 27, 28, 32, and 33.
27 Net assets without donor restrictions .......... 102,309,420 27 104,454,813
28 Net assets with donor restrictions ........... 49,719,980 28 50,922,768
Organizations that do not follow FASB ASC 958, check here right arrow and complete lines 29 through 33.
29 Capital stock or trust principal, or current funds .....   29  
30 Paid-in or capital surplus, or land, building or equipment fund ...   30  
31 Retained earnings, endowment, accumulated income, or other funds   31  
32 Total net assets or fund balances ........... 152,029,400 32 155,377,581
33 Total liabilities and net assets/fund balances ........ 169,380,262 33 178,134,364
Form 990 (2025)
Form 990 (2025)
Page 12
Part XI
Reconcilliation of Net Assets
Check if Schedule O contains a response or note to any line in this Part XI..............
1
Total revenue (must equal Part VIII, column (A), line 12) ............
1
84,044,927
2
Total expenses (must equal Part IX, column (A), line 25) ............
2
83,600,814
3
Revenue less expenses. Subtract line 2 from line 1 ..............
3
444,113
4
Net assets or fund balances at beginning of year (must equal Part X, line 32, column (A)) ..
4
152,029,400
5
Net unrealized gains (losses) on investments ...............
5
3,327,945
6
Donated services and use of facilities .................
6
 
7
Investment expenses .....................
7
 
8
Prior period adjustments .....................
8
 
9
Other changes in net assets or fund balances (explain in Schedule O) ........
9
-423,877
10
Net assets or fund balances at end of year. Combine lines 3 through 9 (must equal Part X, line 32, column (B))
10
155,377,581
Part XII
Financial Statements and Reporting
Check if Schedule O contains a response or note to any line in this Part XII.............
Yes
No
1
Accounting method used to prepare the Form 990:  
If the organization changed its method of accounting from a prior year or checked "Other," explain on
Schedule O.
2a
Were the organization’s financial statements compiled or reviewed by an independent accountant?
2a
 
No
If ‘Yes,’ check a box below to indicate whether the financial statements for the year were compiled or reviewed on a separate basis, consolidated basis, or both:
b
Were the organization’s financial statements audited by an independent accountant?
2b
Yes
 
If ‘Yes,’ check a box below to indicate whether the financial statements for the year were audited on a separate basis, consolidated basis, or both:
c
If "Yes," to line 2a or 2b, does the organization have a committee that assumes responsibility for oversight of the audit, review, or compilation of its financial statements and selection of an independent accountant?
2c
Yes
 
If the organization changed either its oversight process or selection process during the tax year, explain in Schedule O.
3a
As a result of a federal award, was the organization required to undergo an audit or audits as set forth in the Uniform Guidance, 2 C.F.R. Part 200, Subpart F?
3a
Yes
 
b
If "Yes," did the organization undergo the required audit or audits? If the organization did not undergo the required audit or audits, explain why in Schedule O and describe any steps taken to undergo such audits.
3b
Yes
 
Form 990 (2025)
Form 990 (2025)
Additional Data


Software ID:  
Software Version:  
Form 990, Special Condition Description:
Special Condition Description
SCHEDULE A
(Form 990)

Department of the Treasury
Internal Revenue Service
Public Charity Status and Public Support
Complete if the organization is a section 501(c)(3) organization or a section 4947(a)(1) nonexempt charitable trust.
Attach to Form 990 or Form 990-EZ.
Go to www.irs.gov/Form990 for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public
Inspection
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number

43-0653616
Part I
Reason for Public Charity Status (All organizations must complete this part.) See instructions.
The organization is not a private foundation because it is: (For lines 1 through 12, check only one box.)
1
2
3
4
5
6
7
8
9
10
11
12
a
b
c
d
e
f
Enter the number of supported organizations ...........................  
g
Provide the following information about the supported organization(s).
(i) Name of supported organization (ii) EIN (iii) Type of organization (described on lines 1- 10 above (see instructions)) (iv) Is the organization listed in your governing document? (v) Amount of monetary support (see instructions) (vi) Amount of other support (see instructions)
Yes No
Total
 
   
For Paperwork Reduction Act Notice, see the Instructions for
Form 990 or 990-EZ.
Cat. No. 11285F
Schedule A (Form 990) 2025

Schedule A (Form 990) 2025
Page 2
Part II
Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization failed to qualify under the tests listed below, please complete Part III.)
Section A. Public Support
Calendar year (or fiscal year beginning in) (a) 2021 (b) 2022 (c) 2023 (d) 2024 (e) 2025 (f) Total
1 Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grant.") .. 21,122,909 15,997,337 18,811,867 10,384,889 9,330,638 75,647,640
2 Tax revenues levied for the organization's benefit and either paid to or expended on its behalf ....            
3 The value of services or facilities furnished by a governmental unit to the organization without charge..            
4 Total. Add lines 1 through 3 21,122,909 15,997,337 18,811,867 10,384,889 9,330,638 75,647,640
5 The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f) .. 1,940,324
6 Public support. Subtract line 5 from line 4. 73,707,316
Section B. Total Support
Calendar year (or fiscal year beginning in) (a) 2021 (b) 2022 (c) 2023 (d) 2024 (e) 2025 (f) Total
7 Amounts from line 4.. 21,122,909 15,997,337 18,811,867 10,384,889 9,330,638 75,647,640
8 Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources... 751,540 824,302 1,218,209 1,468,216 1,221,765 5,484,032
9 Net income from unrelated business activities, whether or not the business is regularly carried on.. 68,496 85,710 99,772 6,198 111,727 371,903
10 Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.)..            
11 Total support. Add lines 7 through 10 81,503,575
12
12
307,127,837
13
First 5 years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization, check this box and stop here ........................................
Section C. Computation of Public Support Percentage
14
14
90.430 %
15
15
91.860 %
16a
33 1/3% support test—2025. If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization .......................
b
33 1/3% support test—2024. If the organization did not check a box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization .....................
17a
10%-facts-and-circumstances test—2025. If the organization did not check a box on line 13, 16a, or 16b, and line 14 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported organization ............
b
10%-facts-and-circumstances test—2024. If the organization did not check a box on line 13, 16a, 16b, or 17a, and line 15 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported organization ............
18
Private foundation. If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions .....................................................
Schedule A (Form 990) 2025

Schedule A (Form 990) 2025
Page 3
Part III
Support Schedule for Organizations Described in Section 509(a)(2)
(Complete only if you checked the box on line 10 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)
Section A. Public Support
Calendar year (or fiscal year beginning in) (a) 2021 (b) 2022 (c) 2023 (d) 2024 (e) 2025 (f) Total
1 Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.")            
2 Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose            
3 Gross receipts from activities that are not an unrelated trade or business under section 513 .....            
4 Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...            
5 The value of services or facilities furnished by a governmental unit to the organization without charge            
6 Total. Add lines 1 through 5            
7a Amounts included on lines 1, 2, and 3 received from disqualified persons            
b Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.            
c Add lines 7a and 7b..            
8 Public support. (Subtract line 7c from line 6.)  
Section B. Total Support
Calendar year (or fiscal year beginning in) (a) 2021 (b) 2022 (c) 2023 (d) 2024 (e) 2025 (f) Total
9 Amounts from line 6            
10a Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources            
b Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975            
c Add lines 10a and 10b            
11 Net income from unrelated business activities not included on line 10b, whether or not the business is regularly carried on.            
12 Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.) ..            
13 Total support. (Add lines 9, 10c, 11, and 12.)..            
14
First 5 years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization, check this box and stop here.................................................
Section C. Computation of Public Support Percentage
15
15
 
16
16
 
Section D. Computation of Investment Income Percentage
17
17
 
18
18
 
19a
33 1/3% support tests-2025. If the organization did not check the box on line 14, and line 15 is more than 33 1/3%, and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization .......
b
33 1/3 % support tests—2024. If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization .....
20
Private foundation. If the organization did not check a box on line 14, 19a, or 19b, check this box and see instructions ....
Schedule A (Form 990) 2025

Schedule A (Form 990) 2025
Page 4
Part IV
Supporting Organizations
(Complete only if you checked a box on line 12 of Part I. If you checked box 12a, of Part I, complete Sections A and B. If you checked box 12b, of Part I, complete Sections A and C. If you checked box 12c, of Part I, complete Sections A, D, and E. If you checked box12d, of Part I, complete Sections A and D, and complete Part V.)
Section A. All Supporting Organizations
Yes
No
1
Are all of the organization’s supported organizations listed by name in the organization’s governing documents?
If "No," describe in Part VI how the supported organizations are designated. If designated by class or purpose,
describe the designation. If historic and continuing relationship, explain.
1
 
 
2
Did the organization have any supported organization that does not have an IRS determination of status under section 509(a)(1) or (2)? If "Yes," explain in Part VI how the organization determined that the supported organization was described in section 509(a)(1) or (2).
2
 
 
3a
Did the organization have a supported organization described in section 501(c)(4), (5), or (6)? If "Yes," answer lines 3b and 3c below.
3a
 
 
b
Did the organization confirm that each supported organization qualified under section 501(c)(4), (5), or (6) and satisfied the public support tests under section 509(a)(2)? If "Yes," describe in Part VI when and how the organization made the determination.
3b
 
 
c
Did the organization ensure that all support to such organizations was used exclusively for section 170(c)(2)(B) purposes? If "Yes," explain in Part VI what controls the organization put in place to ensure such use.
3c
 
 
4a
Was any supported organization not organized in the United States ("foreign supported organization")? If “Yes” and if you checked box 12a or 12b in Part I, answer lines 4b and 4c below.
4a
 
 
b
Did the organization have ultimate control and discretion in deciding whether to make grants to the foreign supported organization? If “Yes,” describe in Part VI how the organization had such control and discretion despite being controlled or supervised by or in connection with its supported organizations.
4b
 
 
c
Did the organization support any foreign supported organization that does not have an IRS determination under sections 501(c)(3) and 509(a)(1) or (2)? If “Yes,” explain in Part VI what controls the organization used to ensure that all support to the foreign supported organization was used exclusively for section 170(c)(2)(B) purposes.
4c
 
 
5a
Did the organization add, substitute, or remove any supported organizations during the tax year? If “Yes,” answer lines 5b and 5c below (if applicable). Also, provide detail in Part VI, including (i) the names and EIN numbers of the supported organizations added, substituted, or removed; (ii) the reasons for each such action; (iii) the authority under the organization's organizing document authorizing such action; and (iv) how the action was accomplished (such as by amendment to the organizing document).
5a
 
 
b
Type I or Type II only. Was any added or substituted supported organization part of a class already designated in the organization's organizing document?
5b
 
 
c
Substitutions only. Was the substitution the result of an event beyond the organization's control?
5c
 
 
6
Did the organization provide support (whether in the form of grants or the provision of services or facilities) to anyone other than (i) its supported organizations, (ii) individuals that are part of the charitable class benefited by one or more of its supported organizations, or (iii) other supporting organizations that also support or benefit one or more of the filing organization’s supported organizations? If “Yes,” provide detail in Part VI.
6
 
 
7
Did the organization provide a grant, loan, compensation, or other similar payment to a substantial contributor (defined in section 4958(c)(3)(C)), a family member of a substantial contributor, or a 35% controlled entity with regard to a substantial contributor? If “Yes,” complete Part I of Schedule L (Form 990) .
7
 
 
8
Did the organization make a loan to a disqualified person (as defined in section 4958) not described on line 7? If “Yes,” complete Part I of Schedule L (Form 990).
8
 
 
9a
Was the organization controlled directly or indirectly at any time during the tax year by one or more disqualified persons, as defined in section 4946 (other than foundation managers and organizations described in section 509(a)(1) or (2))? If “Yes,” provide detail in Part VI.
9a
 
 
b
Did one or more disqualified persons (as defined on line 9a) hold a controlling interest in any entity in which the supporting organization had an interest? If “Yes,” provide detail in Part VI.
9b
 
 
c
Did a disqualified person (as defined on line 9a) have an ownership interest in, or derive any personal benefit from, assets in which the supporting organization also had an interest? If “Yes,” provide detail in Part VI.
9c
 
 
10a
Was the organization subject to the excess business holdings rules of section 4943 because of section 4943(f) (regarding certain Type II supporting organizations, and all Type III non-functionally integrated supporting organizations)? If “Yes,” answer line 10b below.
10a
 
 
b
Did the organization have any excess business holdings in the tax year? (Use Schedule C, Form 4720, to determine whether the organization had excess business holdings).
10b
 
 
Schedule A (Form 990) 2025

Schedule A (Form 990) 2025
Page 5
Part IV
Supporting Organizations (continued)
Yes
No
11
Has the organization accepted a gift or contribution from any of the following persons?
a
A person who directly or indirectly controls, either alone or together with persons described on lines 11b and 11c below, the governing body of a supported organization?
11a
 
 
b
A family member of a person described on 11a above?
11b
 
 
c
A 35% controlled entity of a person described on line 11a or 11b above? If “Yes” to 11a, 11b, or 11c, provide detail in Part VI.
11c
 
 
Section B. Type I Supporting Organizations
Yes
No
1
Did the officers, directors, trustees, or membership of one or more supported organizations have the power to regularly appoint or elect at least a majority of the organization’s directors or trustees at all times during the tax year? If “No,” describe in Part VI how the supported organization(s) effectively operated, supervised, or controlled the organization’s activities. If the organization had more than one supported organization, describe how the powers to appoint and/or remove directors or trustees were allocated among the supported organizations and what conditions or restrictions, if any, applied to such powers during the tax year.
1
 
 
2
Did the organization operate for the benefit of any supported organization other than the supported organization(s) that operated, supervised, or controlled the supporting organization? If “Yes,” explain in Part VI how providing such benefit carried out the purposes of the supported organization(s) that operated, supervised or controlled the supporting organization.
2
 
 
Section C. Type II Supporting Organizations
Yes
No
1
Were a majority of the organization’s directors or trustees during the tax year also a majority of the directors or trustees of each of the organization’s supported organization(s)? If “No,” describe in Part VI how control or management of the supporting organization was vested in the same persons that controlled or managed the supported organization(s).
1
 
 
Section D. All Type III Supporting Organizations
Yes
No
1
Did the organization provide to each of its supported organizations, by the last day of the fifth month of the organization’s tax year, (i) a written notice describing the type and amount of support provided during the prior tax year, (ii) a copy of the Form 990 that was most recently filed as of the date of notification, and (iii) copies of the organization’s governing documents in effect on the date of notification, to the extent not previously provided?
1
 
 
2
Were any of the organization’s officers, directors, or trustees either (i) appointed or elected by the supported organization(s) or (ii) serving on the governing body of a supported organization? If "No," explain in Part VI how the organization maintained a close and continuous working relationship with the supported organization(s).
2
 
 
3
By reason of the relationship described in line 2 above, did the organization’s supported organizations have a significant voice in the organization’s investment policies and in directing the use of the organization’s income or assets at all times during the tax year? If "Yes," describe in Part VI the role the organization’s supported organizations played in this regard.
3
 
 
Section E. Type III Functionally-Integrated Supporting Organizations
1
Check the box next to the method that the organization used to satisfy the Integral Part Test during the year (see instructions):
a
b
c
2
Activities Test. Answer lines 2a and 2b below.
Yes
No
a
Did substantially all of the organization’s activities during the tax year directly further the exempt purposes of its supported organization(s)? If "Yes," then in Part VI identify those supported organizations and explain how these activities directly furthered their exempt purposes, how the organization was responsive to each of its supported organizations, and how the organization determined that these activities constituted substantially all of its activities.
2a
 
 
b
Did the activities described on line 2a, above, constitute activities that, but for the organization’s involvement, one or more of the organization’s supported organization(s) would have been engaged in? If “Yes,” explain in Part VI the reasons for the organization’s position that its supported organization(s) would have engaged in these activities but for the organization’s involvement.
2b
 
 
3
Parent of Supported Organizations. Answer lines 3a, 3b, and 3c below.
a
Are the organization and its supported organization(s) part of an integrated system (for example, a hospital system)? If “Yes,” provide details in Part VI.
3a
 
 
b
Did the organization direct the policies, programs, and activities of each of its supported organizations? If "Yes," describe in Part VI the role played by the organization in this regard.
3b
 
 
c
Did the organization have the power to regularly appoint or elect (and remove) a majority of the officers, directors, or trustees of each of the supported organizations?If "Yes" or "No", provide details in Part VI.
3c
 
 
Schedule A (Form 990) 2025

Schedule A (Form 990) 2025
Page 6
Part V
Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations
1
Section A - Adjusted Net Income (A) Prior Year (B) Current Year
(optional)
1 Net short-term capital gain 1    
2 Recoveries of prior-year distributions 2    
3 Other gross income (see instructions) 3    
4 Add lines 1 through 3 4    
5 Depreciation and depletion 5    
6 Portion of operating expenses paid or incurred for production or collection of gross income or for management, conservation, or maintenance of property held for production of income (see instructions) 6    
7 Other expenses (see instructions) 7    
8 Adjusted Net Income (subtract lines 5, 6 and 7 from line 4) 8    
Section B - Minimum Asset Amount (A) Prior Year (B) Current Year
(optional)
1 Aggregate fair market value of all non-exempt-use assets (see instructions for short tax year or assets held for part of year): 1
a Average monthly value of securities 1a    
b Average monthly cash balances 1b    
c Fair market value of other non-exempt-use assets 1c    
d Total (add lines 1a, 1b, and 1c) 1d    
e Discount claimed for blockage or other factors
(explain in detail in Part VI):  
2 Acquisition indebtedness applicable to non-exempt use assets 2    
3 Subtract line 2 from line 1d 3    
4 Cash deemed held for exempt use. Enter 0.015 of line 3 (for greater amount, see instructions). 4    
5 Net value of non-exempt-use assets (subtract line 4 from line 3) 5    
6 Multiply line 5 by 0.035 6    
7 Recoveries of prior-year distributions 7    
8 Minimum Asset Amount (add line 7 to line 6) 8    
Section C - Distributable Amount Current Year
1 Adjusted net income for prior year (from Section A, line 8, Column A) 1  
2 Enter 85% of line 1 2  
3 Minimum asset amount for prior year (from Section B, line 8, Column A) 3  
4 Enter greater of line 2 or line 3 4  
5 Income tax imposed in prior year 5  
6 Distributable Amount. Subtract line 5 from line 4, unless subject to emergency temporary reduction (see instructions) 6  
7
Schedule A (Form 990) 2025

Schedule A (Form 990) 2025
Page 7
Part V
Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations(continued)
Section D - Distributions Current Year
1 Amounts paid to supported organizations to accomplish exempt purposes 1  
2 Amounts paid to perform activity that directly furthers exempt purposes of supported organizations, in
excess of income from activity 		2  
3 Administrative expenses paid to accomplish exempt purposes of supported organizations 3  
4 Amounts paid to acquire exempt-use assets 4  
5 Qualified set-aside amounts (prior IRS approval required - provide details in Part VI) 5  
6Total annual distributions. Add lines 1 through 5. 6  
7 Distributions to attentive supported organizations to which the organization is responsive (provide
details in Part VI). See instructions 		7  
8 Distributable amount for 2025 from Section C, line 6 8  
9 Line 7 amount divided by Line 8 amount 9  
Section E - Distribution Allocations (see instructions) (i)
Excess Distributions 		(ii)
Underdistributions
Pre-2025 		(iii)
Distributable
Amount for 2025
1 Distributable amount for 2025 from Section C, line 6  
2 Underdistributions, if any, for years prior to 2025 (reasonable cause required-- explain in Part VI).
See instructions.		  
3 Excess distributions carryover, if any, to 2025:
a From 2020.......  
b From 2021.......  
c From 2022.......  
d From 2023.......  
e From 2024.......  
fTotal of lines 3a through e  
g Applied to underdistributions of prior years  
h Applied to 2025 distributable amount  
i Carryover from 2020 not applied (see
instructions) 		 
j Remainder. Subtract lines 3g, 3h, and 3i from line 3f.  
4Distributions for 2025 from Section D, line 6:
$  
a Applied to underdistributions of prior years  
b Applied to 2025 distributable amount  
c Remainder. Subtract lines 4a and 4b from line 4.  
5 Remaining underdistributions for years prior to
2025, if any. Subtract lines 3g and 4a from line 2.
If the amount is greater than zero, explain in Part VI.
See instructions. 		 
6 Remaining underdistributions for 2025. Subtract
lines 3h and 4b from line 1. If the amount is greater
than zero, explain in Part VI. See instructions. 		 
7 Excess distributions carryover to 2026. Add lines
3j and 4c. 		 
8 Breakdown of line 7:
a Excess from 2021.....  
b Excess from 2022.....  
c Excess from 2023.....  
d Excess from 2024.....  
e Excess from 2025.....  
Schedule A (Form 990) (2025)

Schedule A (Form 990) 2025
Page 8
Part VI
Supplemental Information. Provide the explanations required by Part II, line 10; Part II, line 17a or 17b; Part III, line 12; Part IV, Section A, lines 1, 2, 3b, 3c, 4b, 4c, 5a, 6, 9a, 9b, 9c, 11a, 11b, and 11c; Part IV, Section B, lines 1 and 2; Part IV, Section C, line 1; Part IV, Section D, lines 2 and 3; Part IV, Section E, lines 1c, 2a, 2b, 3a, 3b, and 3c; Part V, line 1; Part V, Section B, line 1e; Part V Section D, lines 5 and 7; and Part V, Section E, lines 2, 5, and 6. Also complete this part for any additional information. (See instructions).
Facts And Circumstances Test
 
Return Reference Explanation
Schedule A (Form 990) 2025


Additional Data


Software ID:  
Software Version:  
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number

43-0653616
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION 		Employer identification number
43-0653616
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
RESTRICTED
 
 
 
 
  ,    

$ RESTRICTED


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION 		Employer identification number

43-0653616
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION 		Employer identification number

43-0653616
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  
SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service
Supplemental Financial Statements
Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
Attach to Form 990.
Go to www.irs.gov/Form990 for instructions and the latest information.
OMB No. 1545-0047
Open to Public Inspection
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number

43-0653616
Part I
Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.
(a) Donor advised funds (b) Funds and other accounts
1 Total number at end of year .........    
2 Aggregate value of contributions to (during year)    
3 Aggregate value of grants from (during year)    
4 Aggregate value at end of year ........    
5
Did the organization inform all donors and donor advisors in writing that the assets held in donor advised funds are the organization’s property, subject to the organization’s exclusive legal control? ............
6
Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................
Part II
Conservation Easements.
Complete if the organization answered "Yes" on Form 990, Part IV, line 7.
1
Purpose(s) of conservation easements held by the organization (check all that apply).
2
Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.
Held at the End of the Year
a Total number of conservation easements ...................... 2a  
b Total acreage restricted by conservation easements .................... 2b  
c Number of conservation easements on a certified historic structure included in (a) ..... 2c  
d Number of conservation easements included in (c) acquired after July 25, 2006, and not on a historic structure listed in the National Register ... 2d  
3
Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year  
4
Number of states where property subject to conservation easement is located  
5
Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............
6
Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
 
7
Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
$  
8
Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................
9
In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.
Part III
Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.
1a
If the organization elected, as permitted under FASB ASC 958, not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.
b
If the organization elected, as permitted under FASB ASC 958, to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:
(i)
Revenue included on Form 990, Part VIII, line 1 ......................... $  
(ii)
Assets included in Form 990, Part X ............................... $  
2
If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under FASB ASC 958 relating to these items:
a
Revenue included on Form 990, Part VIII, line 1 .......................... $  
b
Assets included in Form 990, Part X ............................... $  
For Paperwork Reduction Act Notice, see the Instructions for Form 990.
Cat. No. 52283D
Schedule D (Form 990) (Rev. 1-2025)

Schedule D (Form 990) (Rev. 1-2025)
Page 2
Part III
Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)
3
Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):
a
d
b
e
 
c
4
Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.
5
During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...
Part IV
Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.
1a
Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................
b If "Yes," explain the arrangement in Part XIII and complete the following table: Amount
c Beginning balance ............................. 1c  
d Additions during the year ............................ 1d  
e Distributions during the year .......................... 1e  
f Ending balance ................................ 1f  
2a
Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability? ...
b
If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ....
Part V
Endowment Funds.
Complete if the organization answered "Yes" on Form 990, Part IV, line 10.
(a) Current year (b) Prior year (c) Two years back (d) Three years back (e) Four years back
1a Beginning of year balance .... 28,848,000 25,975,000 21,080,000 26,668,000 23,078,000
b Contributions ... 277,000 283,000 1,602,000 288,000 403,000
c Net investment earnings, gains, and losses 4,958,000 3,779,000 4,479,000 -4,737,000 4,116,000
d Grants or scholarships ...          
e Other expenditures for facilities
and programs ... 		2,248,000 1,189,000 1,186,000 1,139,000 929,000
f Administrative expenses ....          
g End of year balance ...... 31,835,000 28,848,000 25,975,000 21,080,000 26,668,000
2
Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:
a
Board designated or quasi-endowment 31.410 %
b
Permanent endowment 28.180 %
c
Term endowment 40.410 %
The percentages on lines 2a, 2b, and 2c should equal 100%.
3a
Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes
No
(i) Unrelated organizations .................
3a(i)
Yes
 
(ii) Related organizations .................
3a(ii)
 
No
b
If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........
3b
 
 
4
Describe in Part XIII the intended uses of the organization's endowment funds.
Part VI
Land, Buildings, and Equipment.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.
Description of property (a) Cost or other basis
(investment) 		(b) Cost or other basis (other) (c) Accumulated depreciation (d) Book value
1a Land .....   15,090,537 15,090,537
b Buildings ....   98,878,810 53,989,541 44,889,269
c Leasehold improvements   63,236,228 15,766,594 47,469,634
d Equipment ....   13,457,801 8,585,339 4,872,462
e Other .....   2,816,566   2,816,566
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).).. 115,138,468
Schedule D (Form 990) (Rev. 1-2025)

Schedule D (Form 990) (Rev. 1-2025)
Page 3
Part VII
Investments - Other Securities.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.
(a) Description of security or category
(including name of security)		 (b) Book value (c) Method of valuation:
Cost or end-of-year market value
(1) Financial derivatives.........    
(2) Closely-held equity interests........    
(3)Other
(A)
(B)
(C)
(D)
(E)
(F)
(G)
(H)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)  
Part VIII
Investments - Program Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.
(a) Description of investment (b) Book value (c) Method of valuation:
Cost or end-of-year market value
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)  
Part IX
Other Assets.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.
(a) Description (b) Book value
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........  
Part X
Other Liabilities.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.
1.(a) Description of liability (b) Book value
(1) Federal income taxes  
RESERVE FOR WORKERS COMP. 211,623
LIABILITIES TO GIFT ANNUITANTS 331,988
MISCELLANEOUS LIABILITIES 663,367
COND. ASSET RETIREMENT OBLIG. 199,549
CAPITAL LEASES 3,377,313




Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.) 4,783,840
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII
Schedule D (Form 990) (Rev. 1-2025)

Schedule D (Form 990) (Rev. 1-2025)
Page 4
Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1 Total revenue, gains, and other support per audited financial statements ....... 1 84,510,000
2 Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a Net unrealized gains (losses) on investments .... 2a 3,327,945
b Donated services and use of facilities ......... 2b  
c Recoveries of prior year grants ........... 2c  
d Other (Describe in Part XIII.) ........... 2d -3,000,218
e Add lines 2a through 2d ..................... 2e 327,727
3 Subtract line 2e from line 1.................. 3 84,182,273
4 Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a Investment expenses not included on Form 990, Part VIII, line 7b . 4a  
b Other (Describe in Part XIII.) ........... 4b -137,346
c Add lines 4a and 4b.................... 4c -137,346
5 Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ...... 5 84,044,927
Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1 Total expenses and losses per audited financial statements ........... 1 81,161,819
2 Amounts included on line 1 but not on Form 990, Part IX, line 25:
a Donated services and use of facilities ......... 2a  
b Prior year adjustments ............ 2b  
c Other losses ................ 2c  
d Other (Describe in Part XIII.) ........... 2d 137,346
e Add lines 2a through 2d.................... 2e 137,346
3 Subtract line 2e from line 1................... 3 81,024,473
4 Amounts included on Form 990, Part IX, line 25, but not on line 1:
a Investment expenses not included on Form 990, Part VIII, line 7b .. 4a  
b Other (Describe in Part XIII.) ........... 4b 2,576,341
c Add lines 4a and 4b..................... 4c 2,576,341
5 Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ...... 5 83,600,814
Part XIII
Supplemental Information
Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part IV, lines 1b and 2b; Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.
Return Reference Explanation
PART IV, LINE 2B: THE YMCA IS CUSTODIAN FOR SEVERAL CUSTODIAL ACCOUNTS REPRESENTING BALANCES RAISED BY VARIOUS CLUBS AND GROUPS.
PART V, LINE 4: THE ASSOCIATION USES THE ENDOWMENT FUNDS TO SUPPORT THE OPERATIONS OF THE ASSOCIATION, AS WELL AS WORLD SERVICE. SPENDING IS BASED UPON A FORMULA, APPROVED ANNUALLY BY THE FINANCE COMMITTEE OF THE BOARD OF DIRECTORS, WHICH APPLIES A PERCENTAGE TO THE AVERAGE OF THE PRIOR 5 YEARS' MARKET VALUES AS OF JUNE 30TH. THE USE OF A 5-YEAR AVERAGE HELPS LESSEN THE IMPACT OF MARKET FLUCTUATIONS ON THE FUNDING OF THE ASSOCIATION'S OPERATIONS. IN RECENT YEARS, THE PERCENTAGE USED TO DETERMINE EACH YEAR'S SPENDING AMOUNT HAS BEEN 4.0% TO 4.75%.
PART XI, LINE 2D - OTHER ADJUSTMENTS: INTEREST RATE SWAP -232,174. FINANCIAL ASSISTANCE TO INDIVIDUALS INCLUDED IN FINANCIAL STATEMENT REVENUE -2,576,341. LOSS ON IMPAIRMENT -191,703.
PART XI, LINE 4B - OTHER ADJUSTMENTS: RENTAL EXPENSES INCLUDED IN STATEMENT OF FUNCTIONAL EXPENSES -137,346.
PART XII, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES INCLUDED IN STATEMENT OF FUNCTIONAL EXPENSES 137,346.
PART XII, LINE 4B - OTHER ADJUSTMENTS: FINANCIAL ASSISTANCE TO INDIVIDUALS INCLUDED IN FINANCIAL STATEMENT REVENUE 2,576,341.
SCHEDULE D PARTS XI AND XII GATEWAY REGION YOUNG MEN'S CHRISTIAN ASSOCIATION (YMCA) HAS A CONSOLIDATED AUDIT, THEREFORE COMPLETION OF SCHEDULE D PARTS XI AND XII IS OPTIONAL. IN THE INTEREST OF TRANSPARENCY THE YMCA HAS CHOSEN TO COMPLETE SCHEDULE D PARTS XI AND XII BASED ON YMCA'S ACTIVITY FOR THE YEAR.
Schedule D (Form 990) (Rev. 1-2025)


Additional Data


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SCHEDULE F(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Statement of Activities Outside the United States
Complete if the organization answered "Yes" to Form 990, Part IV, line 14b, 15, or 16.Attach to Form 990.Go to www.irs.gov/Form990 for instructions and the latest information.
OMB No. 1545-0047
Open to Public Inspection
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number

43-0653616
Part I
General Information on Activities Outside the United States. Complete if the organization answered "Yes" on Form 990, Part IV, line 14b.
1
For grantmakers. Does the organization maintain records to substantiate the amount of its grants and
other assistance, the grantees’ eligibility for the grants or assistance, and the selection criteria used
to award the grants or assistance? . . . . . . . . . . . . . . . . . . . . . . . . .
2
For grantmakers. Describe in Part V the organization’s procedures for monitoring the use of its grants and other assistance outside the United States.
3
Activites per Region. (The following Part I, line 3 table can be duplicated if additional space is needed.)
(a) Region (b) Number of offices in the region (c) Number of employees, agents, and independent contractors in the region (d) Activities conducted in region (by type) (such as, fundraising, program services, investments, grants to recipients located in the region) (e) If activity listed in (d) is a program service, describe specific type of
service(s) in the region		 (f) Total expenditures
for and investments
in the region
SOUTH AMERICA - ARGENTINA, BOLIVIA, BRAZIL, CHILE, COLUMBIA, ECUADOR, 0 0 PROGRAM SERVICES SUPPORT FOR YMCA OF COLUMBIA 33,500
RUSSIA & THE NEWLY INDEPENDENT STATES - ARMENIA, AZERBIJAN, UKRAINE 0 0 PROGRAM SERVICES SUPPORT FOR YMCA OF UKRAINE 22,000
CENTRAL AMERICA AND THE CARIBBEAN - ANTIGUA & BARBUDA, BAHAMAS, BELIZE 0 0 PROGRAM SERVICES SUPPORT FOR YMCA OF BELIZE 21,000
SUB-SAHARAN AFRICA - ANGOLA, BENIN, BOTSWANA, SOUTH AFRICA 0 0 PROGRAM SERVICES SUPPORT FOR YMCA OF SOUTH AFRICA 12,000
CENTRAL AMERICA AND THE CARIBBEAN - ANTIGUA & BARBUDA, ARUBA, BAHAMAS, 0 0 INVESTMENTS   3,742,680
           
           
           
           
           
           
           
           
           
           
           
           
3a Sub-total .... 0 0 3,831,180
b Total from continuation sheets to Part I ... 0 0 0
c Totals (add lines 3a and 3b) 0 0 3,831,180
For Paperwork Reduction Act Notice, see the Instructions for Form 990.Cat. No. 50082W Schedule F (Form 990) (Rev. 1-2025)
Schedule F (Form 990) (Rev. 1-2025)
Page 2
Part II
Grants and Other Assistance to Organizations or Entities Outside the United States. Complete if the organization answered "Yes" on Form 990, Part IV, line 15, for any recipient who received more than $5,000. Part II can be duplicated if additional space is needed.
1 (a) Name of organization (b) IRS code section
and EIN (if applicable)		 (c) Region (d) Purpose of
grant 		(e) Amount of
cash grant 		(f) Manner of
cash
disbursement 		(g) Amount
of noncash
assistance 		(h) Description
of noncash
assistance 		(i) Method of
valuation
(book, FMV,
appraisal, other)
SOUTH AMERICA - ARGENTINA, BOLIVIA, BRAZIL, CHILE, COLUMBIA, ECUADOR, SUPPORT FOR LOCAL YMCA OF COLOMBIA 33,500 WIRE TRANSFER 0    
CENTRAL AMERICA AND THE CARIBBEAN - ANTIGUA, BARBUDA, BAHAMAS SUPPORT FOR LOCAL YMCA OF BELIZE 21,000 WIRE TRANSFER 0    
SUB-SAHARAN AFRICA - ANGOLA, BENIN, BOTSWANA, BURKINA FASO, SUPPORT FOR LOCAL YMCA OF SOUTH AFRICA 12,000 WIRE TRANSFER 0    
RUSSIA AND NEIGHBORING STATES - ARMENIA, AZERBIJAN, BELARUS, SUPPORT FOR LOCAL YMCA OF UKRAINE 22,000 WIRE TRANSFER 0    
             
             
             
             
             
             
             
             
             
             
             
             
2 Enter total number of recipient organizations listed above that are recognized as charities by the foreign country, recognized as tax-exempt by the IRS, or for which the grantee or counsel has provided a section 501(c)(3) equivalency letter .......
4
3 Enter total number of other organizations or entities .......................
0
Schedule F (Form 990) (Rev. 1-2025)
Schedule F (Form 990) (Rev. 1-2025)Page 3
Part III
Grants and Other Assistance to Individuals Outside the United States. Complete if the organization answered "Yes" on Form 990, Part IV, line 16.
Part III can be duplicated if additional space is needed.
(a) Type of grant or assistance (b) Region (c) Number of recipients (d) Amount of
cash grant 		(e) Manner of cash
disbursement 		(f) Amount of
noncash
assistance 		(g) Description
of noncash
assistance 		(h) Method of
valuation
(book, FMV,
appraisal, other)
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
Schedule F (Form 990) (Rev. 1-2025)
Schedule F (Form 990) (Rev. 1-2025)
Page 4
Part IV
Foreign Forms
1 Was the organization a U.S. transferor of property to a foreign corporation during the tax year? If "Yes," the organization may be required to file Form 926, Return by a U.S. Transferor of Property to a Foreign Corporation (see Instructions for Form 926). . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2 Did the organization have an interest in a foreign trust during the tax year? If "Yes," the organization may be required to separately file Form 3520, Annual Return to Report Transactions with Foreign Trusts and Receipt of Certain Foreign Gifts, and/or Form 3520-A, Annual Information Return of Foreign Trust With a U.S. Owner (see Instructions for Forms 3520 and 3520-A; don't file with Form 990). . . . . . . . . . . . . . . . . . . . . . . .
3 Did the organization have an ownership interest in a foreign corporation during the tax year? If "Yes," the organization may be required to file Form 5471, Information Return of U.S. Persons with Respect to Certain Foreign Corporations. (see Instructions for Form 5471). . . . . . . . . . . . . . . . . . . . . . . . . . . .
4 Was the organization a direct or indirect shareholder of a passive foreign investment company or a qualified electing fund during the tax year? If “Yes,” the organization may be required to file Form 8621, Information Return by a Shareholder of a Passive Foreign Investment Company or Qualified Electing Fund. (see Instructions for Form 8621) .
5 Did the organization have an ownership interest in a foreign partnership during the tax year? If "Yes," the organization may be required to file Form 8865, Return of U.S. Persons with Respect to Certain Foreign Partnerships (see Instructions for Form 8865). . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
6 Did the organization have any operations in or related to any boycotting countries during the tax year? If "Yes," the organization may be required to separately file Form 5713, International Boycott Report (see Instructions for Form 5713; don't file with Form 990).. . . . . . . . . . . . . . . . . . . . . . . . . . . .
Schedule F (Form 990) (Rev. 1-2025)
Schedule F (Form 990) (Rev. 1-2025)
Page 5
Part V
Supplemental Information
Provide the information required by Part I, line 2 (monitoring of funds); Part I, line 3, column (f) (accounting method; amounts of investments vs. expenditures per region); Part II, line 1 (accounting method); Part III (accounting method); and Part III, column (c) (estimated number of recipients), as applicable. Also complete this part to provide any additional information. See instructions.
ReturnReference Explanation
PART I, LINE 2: THE GATEWAY REGION YOUNG MEN'S CHRISTIAN ASSOCIATION SUPPORTS WORLD SERVICE PARTNERS BY PROVIDING CASH SUPPORT AND TECHNICAL ASSISTANCE. THE FUNDS PROVIDED TO PARTNER YMCAS IN THOSE COUNTRIES ARE USED FOR PROGRAMS AND GENERAL OPERATIONS OF THE FACILITIES. THE ASSOCIATION MONITORS THE USAGE OF THE FUNDS BY REQUIRING FINANCIAL STATEMENTS AND/OR BY MAKING ON-SITE VISITS TO VIEW FACILITIES AND PROGRAMS THE ASSOCIATION SUPPORTS.
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
Schedule F (Form 990) (Rev. 1-2025)
Additional Data


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SCHEDULE G (Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Supplemental Information Regarding
Fundraising or Gaming Activities
Complete if the organization answered "Yes" on Form 990, Part IV, lines 17, 18, or 19, or if the organization entered more than $15,000 on Form 990-EZ, line 6a. Attach to Form 990 or Form 990-EZ.
Go to www.irs.gov/Form990 for instructions and the latest information.
OMB No. 1545-0047
Open to Public Inspection
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number

43-0653616
Part I
Fundraising Activities.Complete if the organization answered "Yes" on Form 990, Part IV, line 17.
Form 990-EZ filers are not required to complete this part.
1
Indicate whether the organization raised funds through any of the following activities. Check all that apply.
a e
b f
c g
d
2a
Did the organization have a written or oral agreement with any individual (including officers, directors, trustees
or key employees listed in Form 990, Part VII) or entity in connection with professional fundraising services?
b
If "Yes," list the 10 highest paid individuals or entities (fundraisers) pursuant to agreements under which the fundraiser is
to be compensated at least $5,000 by the organization.


(i) Name and address of individual
or entity (fundraiser) 		(ii) Activity (iii) Did fundraiser have custody or control of contributions? (iv) Gross receipts
from activity 		(v) Amount paid to
(or retained by)
fundraiser listed in
col. (i) 		(vi) Amount paid to
(or retained by)
organization
Yes No
 
DONOR BY DESIGN GROUP LLC
PO BOX 7106
 
CAROL STREAM, IL601977106 		CONSULTING   No 0 53,213 0
 
WENTWORTH NONPROFIT CONSULTING
209 120TH ST NE
 
MARYSVILLE, WA98271 		CONSULTING   No 0 29,137 0
             
             
             
             
             
             
             
             
Total . . . . . . . . . . . . . . . . . . . .   82,350  
3
List all states in which the organization is registered or licensed to solicit contributions or has been notified it is exempt from registration or licensing.
IL, MO
For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.
Cat. No. 50083H
Schedule G (Form 990) (Rev. 1-2025)
Schedule G (Form 990) (Rev. 1-2025)
Page 2
Part II
Fundraising Events. Complete if the organization answered "Yes" on Form 990, Part IV, line 18, or reported more than $15,000 of fundraising event contributions and gross income on Form 990-EZ, lines 1 and 6b. List events with gross receipts greater than $5,000.






VerticalRevenue
(a) Event #1

GOLF TOURNAMENTS
(event type) 		(b) Event #2

SALES/AUCTIONS
(event type) 		(c) Other events

14
(total number) 		(d) Total events
(add col. (a) through col. (c))

1
Gross receipts . . . . .
626,857
168,434
80,268
875,559

2
Less: Contributions . . . .
409,781
143,583
70,763
624,127
3 Gross income (line 1 minus
line 2) . . . . . .
217,076
24,851
9,505
251,432



VerticalDirectExpenses
4 Cash prizes . . . . .   1,291 1,400 2,691
5 Noncash prizes . . . . 4,696 21,200 1,078 26,974
6 Rent/facility costs . . . . 121,309 8,517 9,774 139,600
7 Food and beverages . . . 11,723 28,622 3,164 43,509
8 Entertainment . . . . 2,511 1,750 189 4,450
9 Other direct expenses . . . 121,437 82,550 45,997 249,984
10 Direct expense summary. Add lines 4 through 9 in column (d) . . . . . . . . . . 467,208
11 Net income summary. Subtract line 10 from line 3, column (d). . . . . . . . . . -215,776
Part III
Gaming. Complete if the organization answered "Yes" on Form 990, Part IV, line 19, or reported more than $15,000 on Form 990-EZ, line 6a.
VerticalRevenue
(a) Bingo (b) Pull tabs/Instant
bingo/progressive bingo 		(c) Other gaming (d) Total gaming (add col.(a) through col.(c))

1
Gross revenue . . . . .
 
 
 
 
VerticalDirectExpenses

2
Cash prizes . . . . .
 
 
 
 

3
Noncash prizes . . . .
 
 
 
 

4
Rent/facility costs . . . .
 
 
 
 

5
Other direct expenses . . .
 
 
 
 


6

Volunteer labor . . . .
%
%
%


7
Direct expense summary. Add lines 2 through 5 in column (d) . . . . . . . . . .
 

8
Net gaming income summary. Subtract line 7 from line 1, column (d). . . . . . . . .
 

9
Enter the state(s) in which the organization conducts gaming activities:
a
Is the organization licensed to conduct gaming activities in each of these states? . . . . . . . .
YesNo
b
If "No," explain:
 
10a
Were any of the organization's gaming licenses revoked, suspended or terminated during the tax year? . . .
YesNo
b
If "Yes," explain:
 
Schedule G (Form 990) (Rev. 1-2025)
Schedule G (Form 990) (Rev. 1-2025)
Page 3
11
Does the organization conduct gaming activities with nonmembers? . . . . . . . . . . .
YesNo
12
Is the organization a grantor, beneficiary or trustee of a trust or a member of a partnership or other entity
formed to administer charitable gaming? . . . . . . . . . . . . . . . . .
YesNo
13
Indicate the percentage of gaming activity conducted in:
a
The organization's facility . . . . . . . . . . . . . . . . . .
13a
%
b
An outside facility . . . . . . . . . . . . . . . . . . . .
13b
%
14
Enter the name and address of the person who prepares the organization's gaming/special events books and records:
Name
Address
15a
Does the organization have a contract with a third party from whom the organization receives gaming
revenue? . . . . . . . . . . . . . . . . . . . . . . . .
b
If "Yes," enter the amount of gaming revenue received by the organization $   and the
amount of gaming revenue retained by the third party $   .
c
If "Yes," enter name and address of the third party:
Name
Address
16
Gaming manager information:
Name
Gaming manager compensation $  
Description of services provided
 
17
Mandatory distributions:
a
Is the organization required under state law to make charitable distributions from the gaming proceeds to
retain the state gaming license? . . . . . . . . . . . . . . . . . . .
b
Enter the amount of distributions required under state law distributed to other exempt organizations or spent
in the organization's own exempt activities during the tax year $  
Part IV
Supplemental Information. Provide the explanations required by Part I, line 2b, columns (iii) and (v); and Part III, lines 9, 9b, 10b, 15b, 15c, 16, and 17b, as applicable. Also provide any additional information. See instructions.
Return Reference Explanation
Schedule G (Form 990) (Rev. 1-2025)
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Schedule I
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Grants and Other Assistance to Organizations,
Governments and Individuals in the United States
Complete if the organization answered "Yes," on Form 990, Part IV, line 21 or 22.
Attach to Form 990.
Go to www.irs.gov/Form990 for instructions and the latest information.
OMB No. 1545-0047
Open to Public
Inspection
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number
43-0653616
Part I
General Information on Grants and Assistance
1
Does the organization maintain records to substantiate the amount of the grants or assistance, the grantees' eligibility for the grants or assistance, and
the selection criteria used to award the grants or assistance? ........................
2
Describe in Part IV the organization's procedures for monitoring the use of grant funds in the United States.
Part II
Grants and Other Assistance to Domestic Organizations and Domestic Governments. Complete if the organization answered "Yes" on Form 990, Part IV, line 21, for any recipient
that received more than $5,000. Part II can be duplicated if additional space is needed.
(a) Name and address of organization
or government		 (b) EIN (c) IRC section
(if applicable)		 (d) Amount of cash grant (e) Amount of non-cash
assistance		 (f) Method of valuation
(book, FMV, appraisal,
other)		 (g) Description of
noncash assistance		 (h) Purpose of grant
or assistance
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
(11)
(12)
2
Enter total number of section 501(c)(3) and government organizations listed in the line 1 table .................
 
3
Enter total number of other organizations listed in the line 1 table ........................ .
 
For Paperwork Reduction Act Notice, see the Instructions for Form 990.
Cat. No. 50055P
Schedule I (Form 990) Rev. 1-2025

Schedule I (Form 990) Rev. 1-2025
Page 2
Part III
Grants and Other Assistance to Domestic Individuals. Complete if the organization answered "Yes" on Form 990, Part IV, line 22.
Part III can be duplicated if additional space is needed.
(a) Type of grant or assistance (b) Number of
recipients		 (c) Amount of
cash grant		 (d) Amount of
noncash assistance		 (e) Method of valuation (book,
FMV, appraisal, other)		 (f) Description of noncash assistance
(1) SUBSIDIES FOR PROGRAM AND MEMBERSHIP 7256 2,576,341      
(1)
(2)
(3)
(4)
(5)
(6)
(7)
Part IV
Supplemental Information. Provide the information required in Part I, line 2; Part III, column (b); and any other additional information.
Return Reference Explanation
PART I, LINE 2: THE GATEWAY REGION YOUNG MEN'S CHRISTIAN ASSOCIATION WILL NOT TURN AWAY ANYONE BASED ON THEIR INABILITY TO PAY FOR MEMBERSHIPS OR PROGRAMS. A SLIDING SCALE OF AVAILABLE FINANCIAL SCHOLARSHIPS BASED UPON HOUSEHOLD INCOME IS USED TO DETERMINE THE AMOUNT OF SUBSIDY GRANTED TO AN INDIVIDUAL OR HOUSEHOLD. SUBSIDIES OF $2,576,341 WERE GRANTED DURING 2025.
Schedule I (Form 990) Rev. 1-2025



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Schedule J
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Compensation Information
For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
Complete if the organization answered "Yes" on Form 990, Part IV, line 23.
Attach to Form 990.
Go to www.irs.gov/Form990 for instructions and the latest information.
OMB No. 1545-0047
Open to Public Inspection
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number

43-0653616
Part I
Questions Regarding Compensation
Yes
No
1a
Check the appropiate box(es) if the organization provided any of the following to or for a person listed on Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.
b
If any of the boxes on Line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain .....
1b
Yes
 
2
Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked on Line 1a? ....
2
Yes
 
3
Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.
4
During the year, did any person listed on Form 990, Part VII, Section A, line 1a, with respect to the filing organization or a related organization:
a
Receive a severance payment or change-of-control payment? .............
4a
 
No
b
Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........
4b
Yes
 
c
Participate in, or receive payment from, an equity-based compensation arrangement? .........
4c
 
No
If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.
Only 501(c)(3), 501(c)(4), and 501(c)(29) organizations must complete lines 5-9.
5
For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:
a
The organization? ....................
5a
 
No
b
Any related organization? .......................
5b
 
No
If "Yes," on line 5a or 5b, describe in Part III.
6
For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:
a
The organization? ..................
6a
 
No
b
Any related organization? ......................
6b
 
No
If "Yes," on line 6a or 6b, describe in Part III.
7
For persons listed on Form 990, Part VII, Section A, line 1a, did the organization provide any nonfixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............
7
Yes
 
8
Were any amounts reported on Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III ..........................
8
 
No
9
If "Yes" on line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................
9
 
 
For Paperwork Reduction Act Notice, see the Instructions for Form 990.
Cat. No. 50053T
Schedule J (Form 990) (Rev. 1-2025)

Schedule J (Form 990) (Rev. 1-2025)
Page 2
Part II
Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.
For each individual whose compensation must be reported on Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.
(A) Name and Title (B) Breakdown of W-2, 1099-MISC compensation, and/or 1099-NEC (C) Retirement and other deferred compensation (D) Nontaxable
benefits		 (E) Total of columns
(B)(i)-(D) 		(F) Compensation in column (B) reported as deferred on prior Form 990
(i) Base
compensation 		(ii) Bonus & incentive
compensation 		(iii) Other reportable compensation
1TIMOTHY HELM
PRESIDENT & CEO 		(i)

(ii)		 450,120
-------------
0 		52,272
-------------
0 		3,590
-------------
0 		42,689
-------------
0 		32,170
-------------
0 		580,841
-------------
0 		0
-------------
0
2JARED BEARD
EXECUTIVE VP & COO 		(i)

(ii)		 229,333
-------------
0 		15,000
-------------
0 		5,467
-------------
0 		28,672
-------------
0 		11,869
-------------
0 		290,341
-------------
0 		0
-------------
0
3JUDITH ABRAMS
SR. VP & CFO 		(i)

(ii)		 213,733
-------------
0 		20,000
-------------
0 		7,960
-------------
0 		26,872
-------------
0 		12,955
-------------
0 		281,520
-------------
0 		0
-------------
0
4DEBORAH TALLO
SR. VP & CHIEF HUMAN RESOURCES 		(i)

(ii)		 206,733
-------------
0 		20,000
-------------
0 		9,994
-------------
0 		26,032
-------------
0 		10,062
-------------
0 		272,821
-------------
0 		0
-------------
0
5WENDY CORNETT-MARQUITZ
SR. VP & CHIEF FINANCIAL DEVELOPMENT 		(i)

(ii)		 207,333
-------------
0 		5,000
-------------
0 		5,875
-------------
0 		26,032
-------------
0 		10,019
-------------
0 		254,259
-------------
0 		0
-------------
0
6MATTHEW THOMPSON
DISTRICT VP 		(i)

(ii)		 159,413
-------------
0 		20,000
-------------
0 		611
-------------
0 		19,994
-------------
0 		14,749
-------------
0 		214,767
-------------
0 		0
-------------
0
7MATTHEW CLARK
DISTRICT VP 		(i)

(ii)		 149,783
-------------
0 		20,000
-------------
0 		1,778
-------------
0 		18,982
-------------
0 		14,892
-------------
0 		205,435
-------------
0 		0
-------------
0
8KENNETH STRAWBRIDGE
DISTRICT VP 		(i)

(ii)		 144,728
-------------
0 		20,000
-------------
0 		2,949
-------------
0 		18,231
-------------
0 		12,723
-------------
0 		198,631
-------------
0 		0
-------------
0
9KEELYN KRILL
VP MEMBERSHIP & HEALTHY LIVING 		(i)

(ii)		 160,092
-------------
0 		0
-------------
0 		2,276
-------------
0 		20,075
-------------
0 		13,247
-------------
0 		195,690
-------------
0 		0
-------------
0
10STEVEN MASTORAKOS
VP MARKETING & COMMUNICATIONS 		(i)

(ii)		 144,461
-------------
0 		0
-------------
0 		0
-------------
0 		17,778
-------------
0 		11,247
-------------
0 		173,486
-------------
0 		0
-------------
0
Schedule J (Form 990) (Rev. 1-2025)

Schedule J (Form 990) (Rev. 1-2025)
Page 3
Part III
Supplemental Information
Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II. Also complete this part for any additional information.
Return Reference Explanation
PART I, LINE 1A THE EXECUTIVE DIRECTOR AND A FEW OTHER STAFF AT YMCA TROUT LODGE AND CAMP LAKEWOOD ARE REQUIRED TO LIVE ON SITE AT THE PROPERTY DUE TO THE NATURE OF THE BUSINESS, AND IT IS A CONDITION OF EMPLOYMENT FOR THOSE POSITIONS. THEREFORE, THE HOUSING IS NON-TAXABLE TO THE EMPLOYEE.
PART I, LINE 3 REGARDING COMPENSATION OF THE PRESIDENT AND CHIEF EXECUTIVE OFFICER, THE EXECUTIVE COMPENSATION COMMITTEE CONSIDERS GUIDELINES ISSUED BY THE YMCA OF THE USA FOR EXECUTIVE COMPENSATION. THE YUSA GUIDELINES TYPICALLY ENCOURAGE CONSIDERATION OF SUCH FACTORS AS ESSENTIAL LEADERSHIP COMPETENCIES AND SKILLS, MULTI-UNIT MANAGEMENT SKILL, URBAN ISSUES AND CULTURAL COMPETENCY SKILL, ABILITY TO INFLUENCE COMMUNITY STAKEHOLDERS, AND OTHER REQUIREMENTS OF THE CEO POSITION WHICH MAY BE UNIQUE TO THE ASSOCIATION. THESE SKILLS ARE CRITICAL FOR THE SUCCESSFUL FULFILLMENT OF THE MISSION OF THE GWRY AND CONTINUED FINANCIAL STABILITY. IN 2025 THE EXECUTIVE COMMITTEE AGREED THAT THE PROCESS SHOULD AND DID COMPLY WITH THE INTERNAL REVENUE SAFE HARBOR FOR EXECUTIVE COMPENSATION IN NON-PROFIT ORGANIZATIONS WHICH CREATES A PRESUMPTION THAT THE COMPENSATION IS REASONABLE IF THE FOLLOWING STEPS ARE FOLLOWED: 1) COMPENSATION IS APPROVED IN ADVANCE BY AN AUTHORIZED BODY OF THE ORGANIZATION COMPOSED OF INDIVIDUALS WHO DO NOT HAVE A CONFLICT OF INTEREST (IN THIS CASE, THE GWRY EXECUTIVE COMMITTEE); 2)THE AUTHORIZED BODY RELIES ON INDEPENDENT MARKET DATA (E.G. THE YUSA GUIDELINES, DATA PROVIDED ANNUALLY BY SULLIVAN AND COTTER) TO SET THE COMPENSATION LEVEL; 3) THE AUTHORIZED BODY MUST FULLY DOCUMENT ITS PROCESS. OTHER SENIOR EXECUTIVES OF THE ASSOCIATION ARE MEASURED ON PERFORMANCE AGAINST REQUIRED COMPETENCIES AS WELL AS SPECIFIC CHALLENGING AND MEASURABLE GOALS, AND COMPENSATION IS SET ANNUALLY BASED ON PERFORMANCE, BUDGET AND INFORMED BY MARKET DATA. THE EXECUTIVE COMPENSATION COMMITTEE IS INFORMED OF THIS PROCESS FOR SENIOR STAFF, BUT DOES NOT SET THEIR COMPENSATION.
PART I, LINE 4B TIMOTHY HELM: $14,757.26 SUPPLEMENTAL NON-QUALIFIED RETIREMENT PLAN
PART I, LINE 7 THE ORGANIZATION MAY PAY DISCRETIONARY BONUSES TO OFFICERS AND KEY EMPLOYEES AS PART OF ITS COMPENSATION PLAN.
Schedule J (Form 990) (Rev. 1-2025)

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Schedule K
(Form 990)
Department of the Treasury
Internal Revenue Service
Supplemental Information on Tax-Exempt Bonds
Complete if the organization answered "Yes" to Form 990, Part Ⅵ, line 24a. Provide descriptions,
explanations, and any additional information in Part Ⅵ.
Attach to Form 990.
Go to www.irs.gov/Form990 for instructions and the latest information.
OMB No. 1545-0047
Open to Public
Inspection
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number
43-0653616
Part Ⅰ
Bond Issues
(a) Issuer name (b) Issuer EIN (c) CUSIP # (d) Date issued (e) Issue price (f) Description of purpose (g) Defeased (h) On
behalf of
issuer		 (i) Pool
financing
Yes No Yes No Yes No
A MISSOURI DEVELOPMENT FINANCE BOARD
  		43-1387649   03-01-2011 9,500,000 REFINANCE 1998 FACILITIES BOND   X   X   X
B MISSOURI DEVELOPMENT FINANCE BOARD
  		43-1387650   10-01-2024 6,500,000 REC FACILITIES REVENUE BONDS   X   X   X
Part Ⅱ
Proceeds
A B C D
1 Amount of bonds retired ..................        
2 Amount of bonds legally defeased ..............        
3 Total proceeds of issue .................. 9,500,000 6,500,000    
4 Gross proceeds in reserve funds .............        
5 Capitalized interest from proceeds .............        
6 Proceeds in refunding escrows ...............        
7 Issuance costs from proceeds ............... 105,000 120,000    
8 Credit enhancement from proceeds .............        
9 Working capital expenditures from proceeds .............        
10 Capital expenditures from proceeds ............. 9,395,000 6,346,003    
11 Other spent proceeds .............        
12 Other unspent proceeds .............   33,997    
13 Year of substantial completion ............. 2011 2025
Yes No Yes No Yes No Yes No
14 Were the bonds issued as part of a current refunding issue of tax-exempt
bonds (or, if issued prior to 2020, a current refunding issue)? ........ 		X     X        
15 Were the bonds issued as part of an advance refunding issue of taxable
bonds (or, if issued prior to 2020, an advance refunding issue)? ........ 		  X   X        
16 Has the final allocation of proceeds been made? .......... X     X        
17 Does the organization maintain adequate books and records to support the final allocation of proceeds? .................. X     X        
For Paperwork Reduction Act Notice, see the Instructions for Form 990.
Cat. No. 50193E
Schedule K (Form 990) (Rev. 1-2025)

Schedule K (Form 990) (Rev. 1-2025)
Page 2
Part Ⅲ
Private Business Use
A B C D
Yes No Yes No Yes No Yes No
1 Was the organization a partner in a partnership, or a member of an LLC, which owned property financed by tax-exempt bonds? .............   X   X        
2 Are there any lease arrangements that may result in private business use of bond-financed property? ...............   X   X        
3a Are there any management or service contracts that may result in private business use of bond-financed property? .............   X   X        
b If "Yes" to line 3a, does the organization routinely engage bond counsel or other outside counsel to review any management or service contracts relating to the financed property?                
c Are there any research agreements that may result in private business use of bond-financed property? .............   X   X        
d If "Yes" to line 3c, does the organization routinely engage bond counsel or other outside counsel to review any research agreements relating to the financed property?                
4 Enter the percentage of financed property used in a private business use by entities other than a section 501(c)(3) organization or a state or local government ....        
5 Enter the percentage of financed property used in a private business use as a result of unrelated trade or business activity carried on by your organization, another section 501(c)(3) organization, or a state or local government .........   8.000 %    
6 Total of lines 4 and 5 .............   8.000 %    
7 Does the bond issue meet the private security or payment test? ...   X   X        
8a Has there been a sale or disposition of any of the bond-financed property to a nongovernmental person other than a 501(c)(3) organization since the bonds were issued?.............   X   X        
b If "Yes" to line 8a, enter the percentage of bond-financed property sold or disposed of. ..        
c If "Yes" to line 8a, was any remedial action taken pursuant to Regulations sections 1.141-12 and 1.145-2? .............                
9 Has the organization established written procedures to ensure that all nonqualified bonds of the issue are remediated in accordance with the requirements under
Regulations sections 1.141-12 and 1.145-2? ........ 		  X   X        
Part Ⅳ
Arbitrage
A B C D
Yes No Yes No Yes No Yes No
1 Has the issuer filed Form 8038-T, Arbitrage Rebate, Yield Reduction and Penalty in Lieu of Arbitrage Rebate? ...   X   X        
2 If "No" to line 1, did the following apply? ....
a Rebate not due yet? .......   X   X        
b Exception to rebate? ........   X   X        
c No rebate due? ......... X     X        
If "Yes" to line 2c, provide in Part Ⅵ the date the rebate
computation was performed ......
3 Is the bond issue a variable rate issue? ..... X   X          
Schedule K (Form 990) (Rev. 1-2025)

Schedule K (Form 990) (Rev. 1-2025)
Page 3
Part Ⅳ
Arbitrage (Continued)
A B C D
Yes No Yes No Yes No Yes No
4a Has the organization or the governmental issuer entered into a qualified hedge with respect to the bond issue? X   X          
b Name of provider .......... COMMERCE BANK NA
  		 
  		 
  		 
 
c Term of hedge ......... 700.0000000000 % 500.0000000000 %    
d Was the hedge superintegrated? ...... X   X          
e Was the hedge terminated? ........   X   X        
5a Were gross proceeds invested in a guaranteed investment contract (GIC)?   X   X        
b Name of provider ..........  
  		 
  		 
  		 
 
c Term of GIC .........        
d Was the regulatory safe harbor for establishing the fair market value of the GIC satisfied? ........                
6 Were any gross proceeds invested beyond an available temporary period?   X   X        
7 Has the organization established written procedures to monitor the requirements of section 148? ...   X   X        
Part Ⅴ
Procedures To Undertake Corrective Action
A B C D
Yes No Yes No Yes No Yes No
Has the organization established written procedures to ensure that violations of federal tax requirements are timely identified and corrected through the voluntary closing agreement program if self-remediation is not available under applicable regulations?   X   X        
Part Ⅵ
Supplemental Information. Provide additional information for responses to questions on Schedule K. (See instructions).
Return Reference Explanation
PART III, LINE 9 AS THERE IS NO CONTEMPLATED PRIVATE BUSINESS USE OF THE PROPERTY, WRITTEN PROCEDURES ON REMEDIATION ARE NOT REQUIRED.
PART IV, LINE 7 AS ALL BOND PROCEEDS WERE USED IMMEDIATELY TO REFUND PRIOR BONDS AND TO PAY BOND ISSUANCE COSTS, ARBITRAGE CANNOT OCCUR, THEREFORE NO WRITTEN PROCEDURES ARE NECESSARY.
PART IV, LINE 2C THE LAST TEST OF WHETHER A REBATE WAS DUE WAS PERFORMED ON MARCH 1, 2016. SINCE REFUNDING OF THE BOND ISSUE WAS DONE CONTEMPORANEOUSLY, NO ARBITRAGE WAS POSSIBLE, SO NO FURTHER TESTING IS REQUIRED.
Schedule K (Form 990) (Rev. 1-2025)

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Schedule L
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Transactions with Interested Persons
Complete if the organization answered "Yes" on Form 990, Part IV, lines 25a, 25b, 26, 27, 28a, 28b, or 28c, or Form 990-EZ, Part V, line 38a or 40b.
Attach to Form 990 or Form 990-EZ.
Go to www.irs.gov/Form990 for instructions and the latest information.
OMB No. 1545-0047
Open to Public Inspection
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number

43-0653616
Part I
Excess Benefit Transactions (section 501(c)(3), section 501(c)(4), and section 501(c)(29) organizations only).
Complete if the organization answered "Yes" on Form 990, Part IV, line 25a or 25b, or Form 990-EZ, Part V, line 40b.
1(a) Name of disqualified person (b) Relationship between disqualified person and organization (c) Description of transaction (d) Corrected?
Yes No
2
Enter the amount of tax incurred by the organization managers or disqualified persons during the year under section 4958. ........................... $
 
3
Enter the amount of tax, if any, on line 2, above, reimbursed by the organization ........ $
 

Part II
Loans to and/or From Interested Persons.
Complete if the organization answered "Yes" on Form 990-EZ, Part V, line 38a, or Form 990, Part IV, line 26; or if the organization reported an amount on Form 990, Part X, line 5, 6, or 22
(a) Name of interested person (b) Relationship with organization (c) Purpose of loan (d) Loan to or from the organization? (e) Original principal amount (f) Balance due (g) In default? (h) Approved by board or committee? (i) Written agreement?
To From Yes No Yes No Yes No
Total ............... $  
Part III
Grants or Assistance Benefiting Interested Persons.
Complete if the organization answered "Yes" on Form 990, Part IV, line 27.
(a) Name of interested person (b) Relationship between interested person and the organization (c) Amount of assistance (d) Type of assistance (e) Purpose of assistance
For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.
Cat. No. 50056A
Schedule L (Form 990) (Rev. 1-2025)
Schedule L (Form 990) (Rev. 1-2025)
Page 2
Part IV
Business Transactions Involving Interested Persons.
Complete if the organization answered "Yes" on Form 990, Part IV, line 28a, 28b, or 28c.
(a) Name of interested person (b) Relationship between interested person and the organization (c) Amount of transaction (d) Description of transaction (e) Sharing of organization's revenues?
Yes No
(1) DAVID LAYTON BOARD MEMBER 171,000 INSURANCE BROKER FEES & COMMISSION   No
Part V
Supplemental Information
Provide additional information for responses to questions on Schedule L (see instructions).
Return Reference Explanation
SCHEDULE L, PART IV MR. LAYTON IS A MEMBER OF THE ASSOCIATION'S BOARD OF DIRECTORS AND A VICE PRESIDENT OF THE CRANE INSURANCE AGENCY. $171,000 IN BROKER FEES AND COMMISSIONS WERE PAID TO CRANE INSURANCE AGENCY IN 2025. THE TRANSACTION WAS REVIEWED AND APPROVED BY A COMMITTEE OF THE BOARD OF DIRECTORS.
Schedule L (Form 990) (Rev. 1-2025)


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SCHEDULE M
(Form 990)

Department of the Treasury
Internal Revenue Service
Noncash Contributions
Complete if the organizations answered "Yes" on Form 990, Part IV, lines 29 or 30.
Attach to Form 990.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number

43-0653616
Part I
Types of Property
(a)
Check if applicable 		(b)
Number of contributions or items contributed 		(c)
Noncash contribution amounts reported on
Form 990, Part VIII, line 1g 		(d)
Method of determining
noncash contribution amounts
1 Art—Works of art ....        
2 Art—Historical treasures .        
3 Art—Fractional interests ..        
4 Books and publications ..      
5 Clothing and household
goods ....... 		     
6 Cars and other vehicles ..        
7 Boats and planes ....        
8 Intellectual property ...        
9 Securities—Publicly traded . X 7 118,858 FAIR MARKET VALUE
10 Securities—Closely held stock .        
11 Securities—Partnership, LLC,
or trust interests .... 		       
12 Securities—Miscellaneous ..        
13 Qualified conservation
contribution—Historic
structures ..... 		       
14 Qualified conservation
contribution—Other ... 		       
15 Real estate—Residential .        
16 Real estate—Commercial ..        
17 Real estate—Other ...        
18 Collectibles .....        
19 Food inventory ...        
20 Drugs and medical supplies .        
21 Taxidermy ......        
22 Historical artifacts ....        
23 Scientific specimens ..        
24 Archeological artifacts ...        
25 Other ( ASSORTED AUCTION ) X 51 21,000 FAIR MARKET VALUE
26 Other ( )
27 Other ( )
28 Other ( )
29
Number of Forms 8283 received by the organization during the tax year for contributions
for which the organization completed Form 8283, Part IV, Donee Acknowledgement
29
 
Yes
No
30a
During the year, did the organization receive by contribution any property reported in Part I, lines 1 through 28, that it must hold for at least three years from the date of the initial contribution, and which isn't required to be used for exempt purposes for the entire holding period? ...................
30a
 
No
b
If "Yes," describe the arrangement in Part II.
31
Does the organization have a gift acceptance policy that requires the review of any nonstandard contributions?
31
Yes
 
32a
Does the organization hire or use third parties or related organizations to solicit, process, or sell noncash
contributions? ..........................
32a
 
No
b
If "Yes," describe in Part II.
33
If the organization didn't report an amount in column (c) for a type of property for which column (a) is checked,
describe in Part II.
For Paperwork Reduction Act Notice, see the Instructions for Form 990.
Cat. No. 51227J
Schedule M (Form 990) (2025)
Schedule M (Form 990) (2025)
Page 2
Part IISupplemental Information. Provide the information required by Part I, lines 30b, 32b, and 33, and whether the organization is reporting in Part I, column (b), the number of contributions, the number of items received, or a combination of both. Also complete this part for any additional information.
Return Reference Explanation
PART I, COLUMN (B): THE ORGANIZATION IS REPORTING THE NUMBER OF CONTRIBUTORS FOR DONATIONS OF PUBLICLY TRADED SECURITIES ABOVE. IN TOTAL, 2,982 SHARES WERE CONTRIBUTED BY 7 DONORS.
Schedule M (Form 990) (2025)

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SCHEDULE O
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
Attach to Form 990 or 990-EZ.
 Go to www.irs.gov/Form990 for instructions and the latest information.
OMB No. 1545-0047
Open to Public
Inspection
Name of the organization
GATEWAY REGION YOUNG MEN'S
CHRISTIAN ASSOCIATION
Employer identification number

43-0653616
Return Reference Explanation
FORM 990, PART III, LINE 1 THE GATEWAY REGION YMCA IS A NONPROFIT, 501(C)(3) CHARITY DEDICATED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN, IMPROVING HEALTH AND WELL-BEING, AND SUPPORTING AND SERVING OUR NEIGHBORS. THE STORY OF THE GATEWAY REGION YMCA IS MORE THAN 170 YEARS IN THE MAKING, FROM ITS FOUNDING ON OCTOBER 13, 1853, AT THE 2ND BAPTIST CHURCH IN ST. LOUIS. FROM ITS VERY BEGINNINGS, THE Y'S MISSION HAS BEEN TO PUT CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS DESIGNED TO BUILD HEALTHY SPIRITS, MINDS, AND BODIES - FOR ALL. IT DOES THAT BY BEING COMMUNITY CENTERED; BRINGING PEOPLE OF ALL AGES TOGETHER TO BRIDGE THE GAPS IN COMMUNITY NEEDS; DEVELOPING THE POTENTIAL TO LEARN, GROW, AND THRIVE; AND MAINTAINING A LOCAL PRESENCE WITH A GLOBAL REACH. IN 2025, OUR ASSOCIATION SERVED APPROXIMATELY 179,000 INDIVIDUALS THROUGH MEMBERSHIP, AND 283,000 YOUTH AND ADULTS THROUGH VARIOUS PROGRAMS IN THE BI-STATE REGION. TO SUPPORT THOSE PARTICIPANTS, WE EMPLOYED APPROXIMATELY 4,475 FULL-TIME AND PART-TIME INDIVIDUALS. ADDITIONALLY, WE ENGAGED MORE THAN 2,900 VOLUNTEERS WHO ARE ESSENTIAL TO PROMOTING OUR CAUSE AND ENSURING OUR FUTURE AS A VITAL NOT-FOR-PROFIT COMMITTED TO DEVELOPING COMMUNITY BEYOND OUR WALLS.
FORM 990, PART III, LINE 2 LAST YEAR PRESENTED OUR Y WITH GREAT CHALLENGES AS WELL AS GREAT ACHIEVEMENTS. AFTER A DEVASTATING TORNADO RIPPED THROUGH PARTS OF ST. LOUIS, THE Y WAS IMMEDIATELY LOOKED TO FOR ASSISTANCE. WE QUICKLY BECAME A CENTER OF RELIEF AND SUPPORT EFFORTS FOR MANY IN THE COMMUNITY. MORE THAN 4,000 VOLUNTEERS HELPED SERVE MORE THAN 10,000 INDIVIDUALS. AS PART OF THAT EFFORT, WE RAISED AND DISTRIBUTED $75,500 TO Y MEMBERS AT THE BAYER AND O'FALLON PARK YS IMPACTED BY THE STORMS. WE CELEBRATED THE COMPLETION OF A $9 MILLION EXPANSION AND RENOVATION PROJECT TO THE CHESTERFIELD YMCA TO BETTER SERVE THE CHANGING AND GROWING NEEDS OF THE COMMUNITY. THAT INCLUDED COLLABORATING WITH SSM HEALTH TO DEVELOP A NEW 5,000-SQUARE-FOOT MEDICAL CARE FACILITY IN THE BUILDING. THE NEW FACILITY ALLOWS INDIVIDUALS TO MEET THEIR HEALTHCARE NEEDS AT SSM HEALTH AND THEIR WELLNESS NEEDS AT THE Y, ALL IN ONE STOP. A NEW PARTNERSHIP BETWEEN OUR Y AND STE. GENEVIEVE COUNTY ALSO WAS ANNOUNCED, ALLOWING THE Y TO ASSUME OPERATION OF THE STE. GENEVIEVE COUNTY RECREATIONAL FACILITIES AND EXPAND OUR MISSION INTO A NEW COMMUNITY. A MAJOR HIGHLIGHT OF THE YEAR CAME IN SEPTEMBER, WHEN OUR Y PROUDLY HOSTED THE 2025 MIRACLE LEAGUE ALL-STAR GAME AT OUR NEW ADAPTIVE SPORTS COMPLEX. MORE THAN 100 YOUNG ATHLETES WITH DISABILITIES AND THEIR FAMILIES, TRAVELED FROM 26 STATES AND MEXICO TO PARTICIPATE IN THREE DAYS OF ACTIVITIES. ADDITIONALLY, IN CELEBRATION OF WORLD BASKETBALL DAY ON DECEMBER 21, HOMETOWN NBA STAR JAYSON TATUM DONATED $10,000 TO THE Y THROUGH HIS FOUNDATION, WHICH WAS MATCHED DOLLAR-FOR-DOLLAR BY NBA CARES. THE COMBINED $20,000 WILL ASSIST IN FUNDING AFFORDABLE BASKETBALL PROGRAMS AND CLINICS FOR YOUTH AT THE O'FALLON PARK REC COMPLEX IN NORTH ST. LOUIS CITY.
FORM 990, PART III, LINE 4A THE Y IS COMMITTED TO IMPROVING AMERICA'S HEALTH AND WELL-BEING. WE BRING FAMILIES CLOSER TOGETHER, ENCOURAGE GOOD HEALTH AND FOSTER CONNECTIONS THROUGH FITNESS, SPORTS, FUN AND SHARED INTERESTS. FOR EXAMPLE, IN 2025, MORE THAN 3,300 PEOPLE IN OUR COMMUNITY PARTICIPATED IN PERSONAL TRAINING PROGRAMS TO ACHIEVE GREATER HEALTH IN SPIRIT, MIND AND BODY. MORE THAN 21,600 SWIM LESSONS WERE GIVEN, TEACHING MANY CHILDREN AND ADULTS VALUABLE WATER SAFETY AND SWIMMING SKILLS. THE Y'S SIZE AND REACH AS A VITAL COMMUNITY ASSET UNIQUELY POSITIONS THE ORGANIZATION TO BRIDGE THE GAP IN THE DELIVERY OF SWIM LESSONS AND WATER SAFETY EDUCATION. ALSO, 21,000 PARTICIPANTS TOOK PART IN OUR YOUTH SPORTS PROGRAMS WHERE THEY GAINED CONFIDENCE AND LEARNED NEW SKILLS. OUR SERVICES INCLUDE PROVIDING EVIDENCE-BASED PROGRAMS THAT SUPPORT PEOPLE IN CHANGING THEIR LIFESTYLES, FIGHTING CHRONIC DISEASES, MANAGING STRESS LEVELS AND ADOPTING FITNESS AND NUTRITION BEHAVIORS. FOR EXAMPLE, CLOSE TO 250 INDIVIDUALS PARTICIPATED IN A 12-MONTH, GROUP-BASED PROGRAM TO ENCOURAGE BEHAVIORAL CHANGE TO REDUCE THE RISK FOR DIABETES, WHILE MORE THAN 2,000 INDIVIDUALS PARTICIPATED IN EVIDENCE-BASED PROGRAMS COMBINING BLOOD PRESSURE SELF-MONITORING, NUTRITION EDUCATION SEMINARS, AND PERSONALIZED SUPPORT. ADDITIONALLY, LIVESTRONG AT THE YMCA ALLOWED 181 SURVIVORS TO PARTICIPATE IN A FREE 12-WEEK WELLNESS PROGRAM FOR ADULT CANCER SURVIVORS. AS AN EXAMPLE OF THE ARRAY OF PROGRAMS OFFERED THROUGH THE Y, 436 ADULTS ATTENDED MENTAL HEALTH WORKSHOPS HOSTED AT THE Y TO HELP ESTABLISH HEALTHY HABITS IN SUPPORT OF THEIR MENTAL HEALTH AND THAT OF THEIR CHILDREN, AND TO BE A MORE RESPONSIVE CAREGIVER. OUR PROGRAMS ARE ACCESSIBLE, AFFORDABLE AND OPEN TO ALL BACKGROUNDS, ABILITIES AND INCOME LEVELS. IN 2025, WE PROVIDED $2.5 MILLION IN FINANCIAL ASSISTANCE TO PEOPLE WHO OTHERWISE MAY NOT HAVE BEEN ABLE TO AFFORD TO PARTICIPATE. FOR MORE THAN 25 YEARS, OUR Y HAS PROVIDED AN INCLUSIVE ENVIRONMENT WHERE MEMBERS AND PROGRAM PARTICIPANTS OF ALL ABILITIES ARE ABLE TO TAKE PART EQUALLY. IN FACT, OUR Y IS ONE OF THE FEW IN THE COUNTRY TO HAVE A FULLY OPERATIONAL INCLUSION AND ADAPTIVE SUPPORT SERVICES DEPARTMENT WITH THE OVERALL GOAL OF "CONNECTING ALL ABILITIES." IN 2025, WE SERVED 1,521 CHILDREN AND ADULTS WITH DISABILITIES THROUGH FITNESS, CAMPS, CHILDCARE, SWIMMING AND OTHER PROGRAMS.
FORM 990, PART III, LINE 4B WITH YOUTH DEVELOPMENT AS ONE OF THE Y'S CORE FOCUS AREAS, THE Y PROVIDES A PLACE WHERE YOUTH CAN COME TO CULTIVATE THE SKILLS AND RELATIONSHIPS THAT LEAD TO POSITIVE BEHAVIORS, BETTER HEALTH, AND LIFELONG SUCCESS-AND HAVE FUN DOING IT. THE Y DOES JUST THAT THROUGH ITS SUMMER CAMP PROGRAMS. IN 2025, THE Y'S DAY CAMP PROGRAM WELCOMED 6,392 CAMP PARTICIPANTS, WHILE YMCA CAMP LAKEWOOD OVERNIGHT CAMP WELCOMED 1,666 YOUTH, ALLOWING YOUNG CAMPERS TO DISCOVER HIDDEN TALENTS, GAIN SELF-ESTEEM AND ACQUIRE NEW SKILLS IN A SAFE AND FUN ENVIRONMENT. IN ADDITION, YMCA TROUT LODGE HAS LONG BEEN A DESTINATION FOR FAMILIES TO RECONNECT, CREATE NEW MEMORIES AND DISCOVER THE JOY OF EMBRACING THE SIMPLE PLEASURES OF NATURE.
FORM 990, PART III, LINE 4C AS PART OF THE Y'S YOUTH DEVELOPMENT FOCUS, THE Y CLUB BEFORE AND AFTER SCHOOL CHILD CARE PROGRAM IS HELD IN PARTNERSHIP WITH LOCAL SCHOOL DISTRICTS AND ENGAGES STUDENTS IN PHYSICAL, LEARNING AND IMAGINATIVE ACTIVITIES THAT ENCOURAGE THEM TO EXPLORE WHO THEY ARE AND WHAT THEY CAN ACHIEVE. IN 2025, THE ASSOCIATION OFFERED PROGRAMS AT 76 Y CLUBS SERVING 2,383 PARTICIPANTS. IN ADDITION, THROUGH FOUR EARLY CHILDHOOD EDUCATION CENTERS, THE Y SERVED 255 PARTICIPANTS.
FORM 990, PART VI, SECTION B, LINE 11B THE FINAL PRESENTATION OF THE ASSOCIATION'S ANNUAL 990 TAX RETURN IS THE RESULT OF COLLABORATION AMONG MANAGEMENT, OUR INDEPENDENT PUBLIC ACCOUNTING FIRM AND MEMBERS ON THE ASSOCIATION'S AUDIT COMMITTEE. THE AUDIT COMMITTEE IS RESPONSIBLE FOR THE FINAL REVIEW OF THE RETURN. UPON THEIR FINAL APPROVAL, THE RETURN IS DISTRIBUTED VIA EMAIL TO THE MEMBERS OF THE BOARD OF DIRECTORS IN ADVANCE OF FILING THE RETURN ELECTRONICALLY. ONCE FILED, THE RETURN IS MADE AVAILABLE TO THE PUBLIC ON THE ASSOCIATION'S PUBLIC WEBSITE.
FORM 990, PART VI, SECTION B, LINE 12C THE GATEWAY REGION YOUNG MEN'S CHRISTIAN ASSOCIATION HAS A CONFLICT OF INTEREST POLICY TO ENSURE THAT BOARD MEMBERS, OFFICERS AND EMPLOYEES MAINTAIN THE HIGHEST LEVEL OF ETHICAL STANDARDS WHEN CONDUCTING ASSOCIATION AFFAIRS. THE GATEWAY REGION YMCA PROMOTES A CULTURE OF AWARENESS AS TO BUSINESS DEALINGS WHICH MAY BE CONSIDERED A CONFLICT OF INTEREST OR BE CONTRARY TO APPLICABLE STATE, LOCAL OR FEDERAL LAWS. THE EMPLOYEE MANUAL, WHICH IS SIGNED BY ALL EMPLOYEES, INCLUDES A DISCUSSION OF THE ASSOCIATION'S CONFLICT OF INTEREST POLICY AND OUTLINES PROCEDURES FOR REPORTING POTENTIAL CONFLICTS OF INTEREST. ANNUALLY, BOARD MEMBERS, OFFICERS AND EXECUTIVE MANAGEMENT ARE REQUIRED TO COMPLETE A CONFLICT OF INTEREST QUESTIONNAIRE, WHICH IS SUBMITTED TO AND REVIEWED BY THE PRESIDENT, THE CHIEF OPERATING OFFICER AND THE SENIOR VICE PRESIDENT OF FINANCE. ANY MATERIAL CONFLICTS OF INTEREST ARE DISCUSSED WITH THE AUDIT COMMITTEE AND THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS. IN THE EVENT OF A MATERIAL CONFLICT OF INTEREST, RESTRICTIONS MAY BE PLACED ON PERSONS TO PROHIBIT THEM FROM PARTICIPATING IN THE GOVERNING BODY'S DELIBERATIONS AND DECISIONS ON CERTAIN TRANSACTIONS.
FORM 990, PART VI, SECTION B, LINE 15 REGARDING COMPENSATION OF THE PRESIDENT AND CHIEF EXECUTIVE OFFICER, THE EXECUTIVE COMPENSATION COMMITTEE CONSIDERS GUIDELINES ISSUED BY THE YMCA OF THE USA FOR EXECUTIVE COMPENSATION. THE YUSA GUIDELINES TYPICALLY ENCOURAGE CONSIDERATION OF SUCH FACTORS AS ESSENTIAL LEADERSHIP COMPETENCIES AND SKILLS, MULTI-UNIT MANAGEMENT SKILL, URBAN ISSUES AND CULTURAL COMPETENCY SKILL, ABILITY TO INFLUENCE COMMUNITY STAKEHOLDERS, AND OTHER REQUIREMENTS OF THE CEO POSITION WHICH MAY BE UNIQUE TO THE ASSOCIATION. THESE SKILLS ARE CRITICAL FOR THE SUCCESSFUL FULFILLMENT OF THE MISSION OF THE GWRY AND CONTINUED FINANCIAL STABILITY. IN 2025 THE EXECUTIVE COMMITTEE AGREED THAT THE PROCESS SHOULD AND DID COMPLY WITH THE INTERNAL REVENUE SAFE HARBOR FOR EXECUTIVE COMPENSATION IN NON-PROFIT ORGANIZATIONS WHICH CREATES A PRESUMPTION THAT THE COMPENSATION IS REASONABLE IF THE FOLLOWING STEPS ARE FOLLOWED: 1) COMPENSATION IS APPROVED IN ADVANCE BY AN AUTHORIZED BODY OF THE ORGANIZATION COMPOSED OF INDIVIDUALS WHO DO NOT HAVE A CONFLICT OF INTEREST (IN THIS CASE, THE GWRY EXECUTIVE COMMITTEE); 2)THE AUTHORIZED BODY RELIES ON INDEPENDENT MARKET DATA (E.G. THE YUSA GUIDELINES, DATA PROVIDED ANNUALLY BY SULLIVAN AND COTTER) TO SET THE COMPENSATION LEVEL; 3) THE AUTHORIZED BODY MUST FULLY DOCUMENT ITS PROCESS. OTHER SENIOR EXECUTIVES OF THE ASSOCIATION ARE MEASURED ON PERFORMANCE AGAINST REQUIRED COMPETENCIES AS WELL AS SPECIFIC CHALLENGING AND MEASURABLE GOALS, AND COMPENSATION IS SET ANNUALLY BASED ON PERFORMANCE, BUDGET AND INFORMED BY MARKET DATA. THE EXECUTIVE COMPENSATION COMMITTEE IS INFORMED OF THIS PROCESS FOR SENIOR STAFF, BUT DOES NOT SET THEIR COMPENSATION.
FORM 990, PART VI, SECTION C, LINE 19 THE ANNUAL 990 TAX FILING IS AVAILABLE FOR PUBLIC VIEWING ON THE ASSOCIATION'S PUBLIC WEBSITE, GWRYMCA.ORG. PAPER COPIES ARE ALSO AVAILABLE UPON REQUEST. A SUMMARIZED VERSION OF OUR ANNUAL AUDITED FINANCIAL STATEMENTS IS ALSO AVAILABLE ON THE SAME WEBSITE.
FORM 990, PART XI, LINE 9: INTEREST RATE SWAP -232,174. LOSS ON IMPAIRMENT -191,703.
PART XII, LINE 2C NO CHANGE FROM PRIOR YEAR.
For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.
Cat. No. 51056K
Schedule O (Form 990) (Rev. 1-2025)


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